WSBF Earnings Date: Jan 28, 2027 (Estimated) — Waterstone Financial, Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is WSBF's next earnings date?
Waterstone Financial, Inc. (WSBF) is expected to report Q4 2026 earnings on Thursday, January 28, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company.
How did WSBF do in its last earnings report?
In its most recent report on Jul 23, 2026 (Q2 2026), Waterstone Financial, Inc. posted EPS of $0.49. Revenue was $16.0M. The stock's 1-day post-earnings move was +3.2%.
How much does WSBF stock move after earnings?
Over the last 7 reports the stock moved an average of 3.7% (up or down) in the day after earnings.
About Waterstone Financial, Inc.
Waterstone Financial, Inc. functions as a bank holding company, with its principal operations conducted through its subsidiary, WaterStone Bank SSB. It offers a broad spectrum of financial services to customers situated in southeastern Wisconsin, USA. The firm's activities are structured into two key segments: Community Banking and Mortgage Banking. The Community Banking division caters to both individual and commercial clients with a suite of banking solutions. This encompasses diverse deposit and transactional offerings, such as checking accounts, digital banking and bill payment facilities, funds transfer services, and various credit, debit, and prepaid card options. Furthermore, it provides savings and investment vehicles, including savings accounts, money market deposits, individual retirement accounts, and certificates of deposit. Its lending portfolio extends to residential mortgages, home equity loans and lines of credit, personal and installment credit, real estate financing, and commercial loans and lines of credit. Additionally, the segment offers fixed and variable annuities, insurance policies, and trust and investment management accounts. Its deposit types span interest-bearing and non-interest-bearing transaction accounts, demand accounts, and time deposits. Beyond this, loan products encompass secured and unsecured lines of credit, commercial real estate construction financing, term loans for operational capital and inventory, and personal term loans, complemented by various investment services. The Mortgage Banking division focuses on originating residential mortgage loans, predominantly for sale within the secondary market. The company also maintains an investment portfolio containing a mix of securities, such as mortgage-backed securities, bonds from government-sponsored and private enterprises, collateralized mortgage and municipal obligations, and other debt instruments. Its operational footprint includes 14 full-service banking offices, a single drive-through facility, and 14 automated teller machines, strategically placed across Milwaukee, Washington, and Waukesha Counties in Wisconsin. Founded in 1921 and headquartered in Wauwatosa, Wisconsin, the firm was formerly known as Wauwatosa Holdings, Inc., adopting its current name, Waterstone Financial, Inc., in August 2008.
🤖 AI Earnings Analysis
WSBF’s stock has broken below its 200-day moving average, signaling technical weakness; its 11.6× P/E and 13.1% profit margin offer context, but the supplied data shows no earnings surprise or material company-specific catalyst.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-07-23 | Q2 2026 | — | 0.49 | — | $16.0M | — | +3.16% | +5.24% | +8.45% |
| 2026-04-23 | Q1 2026 | — | 0.34 | — | $15.5M | — | -0.34% | +0.28% | +1.96% |
| 2026-01-28 | Q4 2025 | — | 0.44 | — | $37.2M | — | +8.25% | +9.26% | +4.60% |
| 2025-10-23 | Q3 2025 | — | 0.45 | — | $14.7M | — | +3.40% | +3.12% | +5.34% |
| 2025-04-22 | Q1 2025 | — | 0.17 | — | $12.6M | — | -1.44% | -1.61% | +2.12% |
| 2025-01-28 | Q4 2024 | — | 0.28 | — | $12.8M | — | +7.38% | +2.93% | +6.26% |
| 2024-10-22 | Q3 2024 | — | 0.26 | — | $11.5M | — | +2.02% | +0.94% | +2.60% |
| 2024-07-25 | Q2 2024 | — | 0.31 | — | $10.7M | — | — | — | — |
Showing last 8 quarters.