USCB Earnings Date: Jan 28, 2027 (Estimated) — USCB Financial Holdings, Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is USCB's next earnings date?
USCB Financial Holdings, Inc. (USCB) is expected to report Q4 2026 earnings on Thursday, January 28, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.56 on revenue of $29.7M.
How did USCB do in its last earnings report?
In its most recent report on Oct 22, 2026 (Q3 2026), USCB Financial Holdings, Inc. posted EPS of $0.51 versus the $0.56 estimate, a miss of 8.1%. Revenue was $27.0M against a $29.2M estimate. The stock's 1-day post-earnings move was -12.1%.
How much does USCB stock move after earnings?
USCB beat EPS estimates in 2 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 5.4% (up or down) in the day after earnings.
About USCB Financial Holdings, Inc.
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; treasury, commercial payment, and cash management services; insured cash sweep and certificate of deposit account registry services; and clients title insurance policies for real estate transactions. The company was founded in 2002 and is headquartered in Doral, Florida.
🤖 AI Earnings Analysis
USCB Financial’s regional-banking results were mixed: revenue grew 8% year over year to $27 million and EPS rose 13% to $0.51, but both missed expectations. Growth is positive, yet the shortfalls temper confidence.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-22 | Q3 2026 | 0.56 | 0.51 | -8.11% | $27.0M | ❌ Miss | -12.13% | -12.75% | — |
| 2026-07-23 | Q2 2026 | 0.49 | 0.49 | +0.00% | $27.9M | ➖ Inline | +6.37% | +7.21% | +10.76% |
| 2026-04-23 | Q1 2026 | 0.47 | 0.47 | +0.00% | $26.2M | ➖ Inline | -1.82% | -6.34% | -3.69% |
| 2026-01-22 | Q4 2025 | 0.51 | 0.44 | -13.73% | $25.5M | ❌ Miss | -5.81% | -9.55% | -7.53% |
| 2025-10-23 | Q3 2025 | 0.42 | 0.45 | +7.14% | $25.0M | ✅ Beat | +1.87% | +1.39% | +7.25% |
| 2025-04-24 | Q1 2025 | 0.38 | 0.38 | +0.00% | $22.8M | ➖ Inline | -9.51% | -6.09% | -6.26% |
| 2025-01-23 | Q4 2024 | 0.37 | 0.34 | -8.11% | $23.0M | ❌ Miss | +2.62% | +6.05% | +3.65% |
| 2024-10-31 | Q3 2024 | 0.31 | 0.35 | +12.90% | $21.5M | ✅ Beat | +3.31% | +30.07% | +39.93% |
Showing last 8 quarters.