UCB Earnings Date: Jan 13, 2027 (Estimated) — United Community Banks, Inc.
NYSE · Financials · Banks - Regional
Updated
When is UCB's next earnings date?
United Community Banks, Inc. (UCB) is expected to report Q4 2026 earnings on Wednesday, January 13, 2027 at 7:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.79 on revenue of $283.4M.
How did UCB do in its last earnings report?
In its most recent report on Oct 20, 2026 (Q3 2026), United Community Banks, Inc. posted EPS of $0.77 versus the $0.77 estimate, an in-line result. Revenue was $-12.0M against a $282.2M estimate. The stock's 1-day post-earnings move was +5.0%.
How much does UCB stock move after earnings?
UCB beat EPS estimates in 4 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 2.9% (up or down) in the day after earnings.
About United Community Banks, Inc.
United Community Banks, Inc. functions as the parent entity for United Community Bank, through which it delivers a comprehensive array of financial solutions. These offerings cater to a diverse clientele, encompassing commercial enterprises, individual consumers, governmental bodies, educational institutions, and entities within the energy, healthcare, and real estate industries. Its core banking activities include accepting various deposit accounts, such as checking, savings, and money market options. The institution extends a broad spectrum of lending products, including real estate, consumer, and commercial loans. These are provided to individuals, small and mid-sized businesses, and non-profit organizations, encompassing both secured and unsecured options, as well as specialized mortgage financing. Furthermore, it originates loans partially backed by government initiatives like the Small Business Administration (SBA) and U.S. Department of Agriculture (USDA) programs. Beyond traditional banking, United Community Banks offers robust wealth management services, covering financial planning, bespoke portfolio management, and expert investment guidance. This is complemented by trust services for fiduciary asset administration, non-deposit investment alternatives, and a suite of insurance products, including life, long-term care, and tax-deferred annuities. The company also strategically invests its own capital in a range of securities, including residential and commercial mortgage-backed securities, asset-backed securities, U.S. Treasury and agency obligations, and municipal bonds. Additionally, the firm provides an extensive suite of supplementary financial tools, such as treasury management, credit and debit card services, diverse payment and commerce solutions, equipment financing, and dedicated investment advisory and brokerage services. It also facilitates reinsurance for property contracts, operates as an insurance agency, and offers specialized services like payment processing, merchant services, wire transfers, and private banking. Established in 1950, United Community Banks, Inc. maintains its corporate headquarters in Blairsville, Georgia.
🤖 AI Earnings Analysis
UCB’s Q3 was steady rather than compelling: regional-bank EPS matched consensus at $0.77, edging up from $0.75 year over year; unavailable revenue data limits assessment of underlying growth.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-20 | Q3 2026 | 0.77 | 0.77 | +0.00% | $-12.0M | ➖ Inline | +5.00% | +9.89% | — |
| 2026-07-21 | Q2 2026 | 0.78 | 0.71 | -8.97% | $279.3M | ❌ Miss | -1.90% | -2.40% | +1.43% |
| 2026-04-21 | Q1 2026 | 0.70 | 0.70 | +0.00% | $276.5M | ➖ Inline | -3.28% | -1.80% | -5.35% |
| 2026-01-14 | Q4 2025 | 0.72 | 0.71 | -1.39% | $278.4M | ❌ Miss | +2.80% | +8.22% | +6.36% |
| 2025-10-22 | Q3 2025 | 0.70 | 0.75 | +7.14% | $276.8M | ✅ Beat | -0.55% | -1.36% | -1.50% |
| 2025-07-23 | Q2 2025 | 0.61 | 0.66 | +8.20% | $260.2M | ✅ Beat | +2.13% | -0.10% | +0.00% |
| 2025-04-22 | Q1 2025 | 0.56 | 0.59 | +5.36% | $247.7M | ✅ Beat | +6.86% | +12.11% | +19.78% |
| 2025-01-22 | Q4 2024 | 0.56 | 0.63 | +12.50% | $250.9M | ✅ Beat | -0.89% | +0.95% | -2.03% |
Showing last 8 quarters.