UBSI Earnings Date: Jan 28, 2027 (Estimated) — United Bankshares, Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is UBSI's next earnings date?
United Bankshares, Inc. (UBSI) is expected to report Q4 2026 earnings on Thursday, January 28, 2027 at 7:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.95 on revenue of $328.6M.
How did UBSI do in its last earnings report?
In its most recent report on Oct 22, 2026 (Q3 2026), United Bankshares, Inc. posted EPS of $0.94 versus the $0.93 estimate, a beat of 0.9%. Revenue was $325.1M against a $327.4M estimate. The stock's 1-day post-earnings move was +2.7%.
How much does UBSI stock move after earnings?
UBSI beat EPS estimates in 7 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 0.8% (up or down) in the day after earnings.
About United Bankshares, Inc.
Founded in 1982 and headquartered in Charleston, West Virginia, United Bankshares, Inc. operates as a prominent financial holding company. It offers a comprehensive array of banking solutions for both commercial clients and individual customers throughout the United States, primarily organized into its Community Banking and Mortgage Banking divisions. The company provides various deposit options, such as checking, savings, money market, and retirement accounts. Its lending portfolio is equally diverse, encompassing financing for commercial enterprises and real estate, personal and student loans, credit card facilities, and home equity products. Beyond traditional banking, United Bankshares extends its services to include investment and security offerings, asset management, real property title insurance, financial planning, safe deposit boxes, electronic fund transfers, and convenient digital and ATM banking access. As of December 31, 2021, its extensive branch network comprised 250 locations spread across Virginia, Maryland, Washington D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio.
🤖 AI Earnings Analysis
United Bankshares’ regional-bank results were mixed: Q3 EPS of $0.94 narrowly beat estimates by $0.01, while revenue missed by $2 million. Year-over-year growth was modest—EPS rose 2% and revenue 1%—offering little evidence of acceleration.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-22 | Q3 2026 | 0.93 | 0.94 | +0.86% | $325.1M | ✅ Beat | +2.71% | +1.84% | — |
| 2026-07-23 | Q2 2026 | 0.89 | 0.95 | +6.74% | $323.8M | ✅ Beat | +0.97% | +4.21% | +1.70% |
| 2026-04-23 | Q1 2026 | 0.85 | 0.89 | +4.71% | $316.6M | ✅ Beat | +1.19% | -0.14% | -0.70% |
| 2026-01-22 | Q4 2025 | 0.86 | 0.91 | +5.81% | $318.4M | ✅ Beat | -0.07% | -2.42% | +3.50% |
| 2025-10-23 | Q3 2025 | 0.82 | 0.92 | +12.20% | $323.3M | ✅ Beat | -0.79% | +1.02% | +0.94% |
| 2025-04-24 | Q1 2025 | 0.63 | 0.59 | -6.35% | $289.6M | ❌ Miss | -0.03% | -0.55% | +4.79% |
| 2025-01-24 | Q4 2024 | 0.68 | 0.69 | +1.47% | $261.9M | ✅ Beat | +0.17% | +0.33% | -7.75% |
| 2024-10-24 | Q3 2024 | 0.67 | 0.70 | +4.48% | $262.2M | ✅ Beat | +0.79% | +3.65% | +13.13% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $28.5M total
| Segment | Share | Revenue | YoY | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 |
|---|---|---|---|---|---|---|---|
| Deposit Account | 35.3% | $10.1M | +4.2% | $18.8M | $9.3M | $9.7M | $10.1M |
| Fiduciary and Trust | 23.7% | $6.8M | +39.1% | $9.9M | $5.6M | $4.9M | $6.3M |
| Service, Other | 18.2% | $5.2M | +5.3% | $9.9M | $4.8M | $4.9M | $5.0M |
| Mortgage Banking | 10.2% | $2.9M | +12.3% | $6.2M | $2.5M | $2.6M | $2.5M |
| Credit Card | 8.3% | $2.4M | +12.6% | $3.4M | $1.8M | $2.1M | $1.9M |
| Financial Service, Other | 4.3% | $1.2M | +6.2% | $1.7M | $1.1M | $1.2M | $1.2M |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.