TOWN Earnings Date: Jan 27, 2027 (Estimated) — TowneBank
NASDAQ · Financials · Banks - Regional
Updated
When is TOWN's next earnings date?
TowneBank (TOWN) is expected to report Q4 2026 earnings on Wednesday, January 27, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.80 on revenue of $251.6M.
How did TOWN do in its last earnings report?
In its most recent report on Oct 28, 2026 (Q3 2026), TowneBank posted EPS of $0.91 versus the $0.82 estimate, a beat of 10.6%. Revenue was $255.2M against a $250.7M estimate. The stock's 1-day post-earnings move was +1.0%.
How much does TOWN stock move after earnings?
TOWN beat EPS estimates in 5 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 1.5% (up or down) in the day after earnings.
About TowneBank
TowneBank functions as a comprehensive financial institution, delivering a wide array of retail and commercial banking services to individuals, businesses, and professionals. Its operations are structured across three primary divisions: Banking, Realty, and Insurance. Clients can establish diverse deposit accounts, such as checking accounts, standard savings, high-yield savings, certificates of deposit (CDs), and individual retirement accounts. The bank facilitates various lending solutions, including secured and unsecured personal loans for purchases like vehicles, home renovations, educational expenses, and individual investments. It also extends commercial loans designed for working capital, business growth, and the acquisition of equipment. Furthermore, TowneBank provides mortgage financing, encompassing general home loans and specialized loans for real estate acquisition, development, and construction. Beyond core lending and deposit offerings, TowneBank delivers practical services like safe deposit boxes, comprehensive treasury management, direct deposit for paychecks and government benefits, and automated transfers. Modern banking conveniences are also available through its online, mobile, and on-call platforms. Moreover, it supports investors with documentation for tax deferral, offers expertise in investment and asset management, and provides commercial mortgage brokerage. The institution also delivers a suite of financial planning services, including retirement and estate planning, and guides clients through diverse investment opportunities like alternative investments, annuities, margin accounts, convertible bonds, and pension and profit-sharing programs. Its realty division handles residential real estate services, including relocation assistance, property management, vacation rentals, and title and settlement processes. It also originates residential mortgage loans. Through its insurance arm, TowneBank furnishes various types of coverage, such as life, property, casualty, and auto insurance. It additionally administers employee benefits packages, encompassing health, dental, vision, and disability insurance. TowneBank maintains a regional presence across Richmond and the greater Hampton Roads area in southeastern Virginia, extending into northeastern North Carolina, Raleigh, Charlotte, Greensboro, and Greenville, North Carolina. Founded in 1998, TowneBank's corporate headquarters are situated in Portsmouth, Virginia.
🤖 AI Earnings Analysis
Towne Bank delivered a solid regional-bank beat, with Q3 EPS of $0.91 topping estimates by $0.09 and revenue rising 18% year over year to $255 million. Earnings growth was modest at 10%, so the headline EPS beat overstates underlying momentum.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-28 | Q3 2026 | 0.82 | 0.91 | +10.57% | $255.2M | ✅ Beat | +1.00% | — | — |
| 2026-07-22 | Q2 2026 | 0.78 | 0.78 | +0.00% | $444.3M | ➖ Inline | -0.39% | +7.40% | +3.85% |
| 2026-04-22 | Q1 2026 | 0.75 | 0.74 | -1.33% | $246.4M | ❌ Miss | -0.64% | -1.46% | -0.47% |
| 2026-01-28 | Q4 2025 | 0.71 | 0.70 | -1.41% | $219.9M | ❌ Miss | -1.51% | +3.30% | -4.93% |
| 2025-10-22 | Q3 2025 | 0.76 | 0.83 | +9.21% | $215.7M | ✅ Beat | -2.44% | -3.10% | -3.85% |
| 2025-04-23 | Q1 2025 | 0.63 | 0.68 | +7.94% | $192.0M | ✅ Beat | +1.35% | +1.15% | +5.12% |
| 2025-01-22 | Q4 2024 | 0.48 | 0.55 | +14.58% | $177.2M | ✅ Beat | +1.47% | +4.67% | +5.43% |
| 2024-10-23 | Q3 2024 | 0.56 | 0.58 | +3.57% | $174.5M | ✅ Beat | -3.13% | -2.46% | +3.96% |
Showing last 8 quarters.