TMP Earnings Date: Jan 29, 2027 (Estimated) — Tompkins Financial Corporation
AMEX · Financials · Banks - Regional
Updated
When is TMP's next earnings date?
Tompkins Financial Corporation (TMP) is expected to report Q4 2026 earnings on Friday, January 29, 2027 at 9:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $2.00 on revenue of $91.6M.
How did TMP do in its last earnings report?
In its most recent report on Oct 23, 2026 (Q3 2026), Tompkins Financial Corporation posted EPS of $2.00 versus the $1.95 estimate, a beat of 2.6%. Revenue was $89.9M against a $89.6M estimate. The stock's 1-day post-earnings move was +0.4%.
How much does TMP stock move after earnings?
TMP beat EPS estimates in 7 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 3.1% (up or down) in the day after earnings.
About Tompkins Financial Corporation
Tompkins Financial Corporation functions as a financial holding entity, offering a comprehensive array of services that include commercial and retail banking, leasing, trust and investment management, financial planning, wealth management, and insurance solutions. Its operations are strategically divided into three main segments: Banking, Insurance, and Wealth Management. The corporation provides a diverse selection of deposit products, such as checking, savings, and time accounts, alongside IRA options, and specialized brokered, reciprocal, and municipal money market deposits. It also extends a wide range of lending solutions. For businesses, these include financing for real estate, construction, and equipment, accounts receivable funding, and commercial leasing. For individuals and businesses alike, it offers residential mortgages, personal loans, home equity loans, commercial and industrial loans, commercial real estate loans, and agricultural loans. Consumer-specific financing encompasses personal installment loans, direct and indirect automobile loans, and overdraft lines of credit. Additional services provided include letters of credit and sweep accounts, credit and debit cards, and modern banking conveniences such as deposit and cash management, internet and mobile banking platforms, remote deposit capture, safe deposit boxes, voice response systems, and ATM access. Beyond banking, Tompkins Financial delivers investment management, trust and estate administration, and financial and tax planning services. Its insurance offerings span property and casualty, medical, life, disability, and long-term care policies, further enhanced by employee benefit consulting and general insurance planning. The company primarily serves a varied clientele, including individual consumers, corporate executives, small business owners, and high-net-worth individuals. Tompkins Financial operates through a network of 63 banking branches, with 43 situated in New York and 20 in Pennsylvania. Founded in 1836, the corporation is headquartered in Ithaca, New York.
🤖 AI Earnings Analysis
Tompkins Financial delivered a modest, clean beat: Q3 EPS of $2.00 topped estimates by $0.05 as revenue reached $90 million, up 3.4% year over year. Results are solid, though growth remains measured for a regional bank.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-23 | Q3 2026 | 1.95 | 2.00 | +2.56% | $89.9M | ✅ Beat | +0.42% | +0.85% | — |
| 2026-07-24 | Q2 2026 | 1.82 | 2.04 | +12.09% | $87.1M | ✅ Beat | +9.14% | +7.25% | +6.42% |
| 2026-04-24 | Q1 2026 | 1.75 | 1.82 | +4.00% | $83.7M | ✅ Beat | -2.83% | -0.53% | +2.07% |
| 2026-01-30 | Q4 2025 | 1.70 | 1.78 | +4.71% | $89.6M | ✅ Beat | +4.43% | +10.15% | +3.04% |
| 2025-10-24 | Q3 2025 | 1.70 | 1.65 | -2.94% | $87.4M | ❌ Miss | +1.73% | -0.48% | +6.59% |
| 2025-04-25 | Q1 2025 | 1.31 | 1.37 | +4.58% | $81.7M | ✅ Beat | -0.72% | +0.65% | +2.60% |
| 2025-01-31 | Q4 2024 | 1.10 | 1.37 | +24.55% | $77.1M | ✅ Beat | +3.94% | +7.90% | +1.99% |
| 2024-10-25 | Q3 2024 | 1.21 | 1.30 | +7.44% | $76.6M | ✅ Beat | -1.80% | +4.32% | +24.11% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q4 FY25 · $15.3M total
| Segment | Share | Revenue | YoY | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 |
|---|---|---|---|---|---|---|---|
| Card Services Income | 58.1% | $8.9M | +43.2% | $5.7M | $2.9M | $3.3M | $2.9M |
| Service Charges On Deposit Accounts | 35.7% | $5.5M | +50.6% | $3.5M | $1.8M | $1.8M | $1.9M |
| Other Non Interest Income | 6.2% | $941K | +40.4% | $648K | $320K | $305K | $306K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.