SPFI Earnings Date: Jan 25, 2027 (Estimated) — South Plains Financial, Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is SPFI's next earnings date?
South Plains Financial, Inc. (SPFI) is expected to report Q4 2026 earnings on Monday, January 25, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.99 on revenue of $64.9M.
How did SPFI do in its last earnings report?
In its most recent report on Oct 22, 2026 (Q3 2026), South Plains Financial, Inc. posted EPS of $1.06 versus the $0.99 estimate, a beat of 6.8%. Revenue was $65.3M against a $65.2M estimate. The stock's 1-day post-earnings move was -2.1%.
How much does SPFI stock move after earnings?
SPFI beat EPS estimates in 6 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 3.0% (up or down) in the day after earnings.
About South Plains Financial, Inc.
South Plains Financial, Inc. functions as the parent entity for City Bank, providing a comprehensive suite of commercial and consumer financial services to both individuals and small to mid-sized businesses. Its operations are structured around two core divisions: Banking and Insurance. The company offers a variety of deposit options, such as checking accounts, interest-bearing accounts, savings, and certificates of deposit (CDs). Their lending portfolio is extensive, encompassing commercial real estate, a broad spectrum of specialized commercial loans (including those for agriculture, energy, finance, investment, insurance, retail, and construction), residential construction, mortgages for 1-4 family homes, and consumer loans for vehicles or other personal needs. Additional offerings include crop insurance, trust and investment management, mortgage banking, convenient online and mobile banking platforms, and debit and credit card services. The company maintains a physical presence through 25 full-service bank branches and 15 loan production offices spread across Texas and Eastern New Mexico. Established in 1941, South Plains Financial, Inc. maintains its headquarters in Lubbock, Texas.
🤖 AI Earnings Analysis
South Plains delivered a solid regional-bank quarter, with $1.06 EPS beating estimates by $0.07 and revenue rising 20% year over year to $65 million; growth is steady, not explosive.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-22 | Q3 2026 | 0.99 | 1.06 | +6.75% | $65.3M | ✅ Beat | -2.07% | +0.59% | — |
| 2026-07-17 | Q2 2026 | 0.92 | 0.96 | +4.35% | $64.5M | ✅ Beat | +3.86% | +0.00% | +3.38% |
| 2026-04-28 | Q1 2026 | 0.88 | 0.85 | -3.41% | $54.1M | ❌ Miss | -7.40% | -7.60% | -7.76% |
| 2026-01-26 | Q4 2025 | 0.86 | 0.90 | +4.65% | $53.9M | ✅ Beat | -2.18% | +4.02% | +2.89% |
| 2025-10-23 | Q3 2025 | 0.86 | 0.96 | +11.63% | $54.2M | ✅ Beat | +0.91% | -4.87% | -0.13% |
| 2025-04-24 | Q1 2025 | 0.67 | 0.72 | +7.46% | $49.2M | ✅ Beat | +1.42% | +1.94% | +5.15% |
| 2025-01-24 | Q4 2024 | 0.68 | 0.96 | +41.18% | $51.9M | ✅ Beat | +5.37% | +3.10% | -2.42% |
| 2024-10-23 | Q3 2024 | 0.66 | 0.66 | +0.00% | $47.9M | ➖ Inline | -0.64% | +2.46% | +13.16% |
Showing last 8 quarters.