SOFI Earnings Date: Jan 29, 2027 (Estimated) — SoFi Technologies, Inc.
NASDAQ · Financials · Financial - Credit Services
Updated
When is SOFI's next earnings date?
SoFi Technologies, Inc. (SOFI) is expected to report Q4 2026 earnings on Friday, January 29, 2027 at 7:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.19 on revenue of $1.31B.
How did SOFI do in its last earnings report?
In its most recent report on Oct 27, 2026 (Q3 2026), SoFi Technologies, Inc. posted EPS of $0.18 versus the $0.16 estimate, a beat of 10.9%. Revenue was $1.37B against a $1.25B estimate. The stock's 1-day post-earnings move was +13.4%.
How much does SOFI stock move after earnings?
SOFI beat EPS estimates in 7 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 8.4% (up or down) in the day after earnings.
About SoFi Technologies, Inc.
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
🤖 AI Earnings Analysis
SoFi delivered a strong Q3, with revenue of $1.4B topping estimates by $200M and EPS of $0.18 beating by $0.01; reported revenue growth is exceptionally high, though likely distorted by an unusual comparison. Its $4.8B revenue and $0.60 EPS outlook provides a solid benchmark, but the sharp EPS-growth inconsistency tempers confidence in earnings quality.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-27 | Q3 2026 | 0.16 | 0.18 | +10.91% | $1.37B | ✅ Beat | +13.42% | — | — |
| 2026-07-29 | Q2 2026 | 0.11 | 0.12 | +9.09% | $1.21B | ✅ Beat | -8.90% | +11.71% | +12.54% |
| 2026-04-29 | Q1 2026 | 0.12 | 0.12 | +0.00% | $1.09B | ➖ Inline | -15.44% | -12.75% | -7.57% |
| 2026-01-30 | Q4 2025 | 0.12 | 0.13 | +8.33% | $1.01B | ✅ Beat | -6.36% | -20.11% | -24.51% |
| 2025-10-28 | Q3 2025 | 0.08 | 0.11 | +37.50% | $949.6M | ✅ Beat | +5.53% | +2.10% | -5.57% |
| 2025-07-29 | Q2 2025 | 0.06 | 0.08 | +33.33% | $858.2M | ✅ Beat | +6.57% | +3.76% | +21.88% |
| 2025-04-29 | Q1 2025 | 0.04 | 0.06 | +50.00% | $770.7M | ✅ Beat | +0.53% | -2.58% | +0.91% |
| 2025-01-27 | Q4 2024 | 0.04 | 0.05 | +25.00% | $739.1M | ✅ Beat | -10.27% | -11.94% | -22.32% |
Showing last 8 quarters.