SMBK Earnings Date: Jan 19, 2027 (Estimated) — SmartFinancial, Inc.
NYSE · Financials · Banks - Regional
Updated
When is SMBK's next earnings date?
SmartFinancial, Inc. (SMBK) is expected to report Q4 2026 earnings on Tuesday, January 19, 2027 at 5:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.01 on revenue of $59.0M.
How did SMBK do in its last earnings report?
In its most recent report on Oct 19, 2026 (Q3 2026), SmartFinancial, Inc. posted EPS of $1.10 versus the $0.96 estimate, a beat of 14.0%. Revenue was $56.5M against a $57.7M estimate. The stock's 1-day post-earnings move was -0.8%.
How much does SMBK stock move after earnings?
SMBK beat EPS estimates in 8 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 3.5% (up or down) in the day after earnings.
About SmartFinancial, Inc.
SmartFinancial, Inc. functions as the parent entity for SmartBank, which offers a broad spectrum of financial solutions to both individual clients and corporate entities. The company's operations are structured across distinct segments: Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and a broader Consumer and Other division. Its suite of deposit products includes non-interest and interest-bearing checking accounts, interest-bearing demand accounts, savings and money market accounts, various time deposits, Individual Retirement Accounts (IRAs), and certificates of deposit (CDs). Additionally, SmartFinancial's lending portfolio encompasses financing for commercial and residential properties, consumer real estate, and construction and land development projects. It also extends commercial and financial loans, mortgage loans, direct consumer installment loans, educational and other revolving credit facilities, and provides overdraft services. Beyond these core offerings, the company delivers wealth management, insurance products, mortgage origination, and convenient digital banking services accessible via the internet and mobile devices. As of March 1, 2022, SmartFinancial maintained a significant regional footprint, operating 41 full-service branches and two dedicated loan production offices across East and Middle Tennessee, Alabama, and the Florida Panhandle. The corporate headquarters are located in Knoxville, Tennessee.
🤖 AI Earnings Analysis
SmartFinancial’s regional-bank results were mixed: EPS of $1.10 beat estimates by $0.14, but revenue of $57 million missed by $1 million. Despite reported growth, the top-line shortfall tempers the earnings beat.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-19 | Q3 2026 | 0.96 | 1.10 | +13.99% | $56.5M | ✅ Beat | -0.77% | -1.80% | — |
| 2026-07-20 | Q2 2026 | 0.90 | 0.96 | +6.67% | $56.0M | ✅ Beat | +1.95% | +7.59% | +9.08% |
| 2026-04-20 | Q1 2026 | 0.79 | 0.81 | +2.53% | $53.8M | ✅ Beat | +0.90% | -0.47% | -4.12% |
| 2026-01-20 | Q4 2025 | 0.79 | 0.81 | +2.53% | $53.3M | ✅ Beat | +3.56% | +1.16% | +6.35% |
| 2025-10-21 | Q3 2025 | 0.73 | 0.86 | +17.81% | $51.0M | ✅ Beat | +2.98% | +0.46% | -1.35% |
| 2025-04-21 | Q1 2025 | 0.55 | 0.67 | +21.82% | $46.8M | ✅ Beat | +6.72% | +6.29% | +13.91% |
| 2025-01-21 | Q4 2024 | 0.50 | 0.57 | +14.00% | $46.8M | ✅ Beat | +8.08% | +10.86% | +10.67% |
| 2024-10-21 | Q3 2024 | 0.47 | 0.54 | +14.89% | $44.2M | ✅ Beat | +3.00% | +9.66% | +18.87% |
Showing last 8 quarters.