SFBC Earnings Date: Jan 26, 2027 (Estimated) — Sound Financial Bancorp, Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is SFBC's next earnings date?
Sound Financial Bancorp, Inc. (SFBC) is expected to report Q4 2026 earnings on Tuesday, January 26, 2027 at 6:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company.
How did SFBC do in its last earnings report?
In its most recent report on Oct 27, 2026 (Q3 2026), Sound Financial Bancorp, Inc. posted EPS of $0.90. Revenue was $10.6M. The stock's 1-day post-earnings move was +0.0%.
How much does SFBC stock move after earnings?
Over the last 8 reports the stock moved an average of 0.6% (up or down) in the day after earnings.
About Sound Financial Bancorp, Inc.
Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit. The company also provides loans secured by first and second mortgages on one-to-four family residences; home equity loans, including fixed-rate loans and variable-rate lines of credit; commercial and multifamily real estate loans; construction loans secured by single-family residences, and commercial and multifamily real estate; land loans; commercial business loans to finance commercial vehicles and equipment, as well as loans secured by accounts receivable and/or inventory; and secured and unsecured consumer loans, such as new and used manufactured homes, floating homes, automobiles, boats and recreational vehicle loans, and loans secured by deposit accounts, and insurance products and services. Sound Financial Bancorp, Inc. was founded in 1953 and is headquartered in Seattle, Washington.
🤖 AI Earnings Analysis
Sound Financial’s regional-banking results are mixed: EPS rose 36% year over year to $0.90, while reported revenue was $11 million. The revenue-growth data conflict, limiting confidence in the apparent earnings improvement.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-27 | Q3 2026 | — | 0.90 | — | $10.6M | — | +0.00% | — | — |
| 2026-07-28 | Q2 2026 | — | 0.98 | — | $11.0M | — | -0.45% | +7.05% | +8.09% |
| 2026-04-28 | Q1 2026 | — | 0.61 | — | $10.0M | — | -1.43% | +0.82% | +4.23% |
| 2026-01-27 | Q4 2025 | — | 0.87 | — | $9.5M | — | +0.05% | +0.62% | -2.33% |
| 2025-10-28 | Q3 2025 | — | 0.66 | — | $9.8M | — | -1.14% | -1.69% | -0.32% |
| 2025-07-29 | Q2 2025 | — | 0.79 | — | $10.4M | — | -1.19% | -0.52% | +2.32% |
| 2025-01-29 | Q4 2024 | — | 0.74 | — | $9.4M | — | +0.00% | -1.39% | -4.06% |
| 2024-10-30 | Q3 2024 | — | 0.45 | — | $9.1M | — | -0.76% | -0.12% | +2.64% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q4 FY20 · $436K total
| Segment | Share | Revenue | YoY | Q2 FY19 | Q3 FY19 | Q4 FY19 | Q1 FY20 |
|---|---|---|---|---|---|---|---|
| Debit/ATM Interchange Fees | 62.8% | $274K | +7.9% | $250K | $264K | $254K | $230K |
| Transaction-based and Overdraft Service Charges | 21.1% | $92K | -15.6% | $115K | $118K | $109K | $100K |
| Account Maintenance Fees | 14.9% | $65K | +16.1% | $45K | $48K | $56K | $94K |
| Credit Card and Interchange Fees | 1.1% | $5K | -16.7% | $7K | $7K | $6K | $7K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.