RF Earnings Date: Jan 15, 2027 (Estimated) — Regions Financial Corporation
NYSE · Financials · Banks - Regional
Updated
When is RF's next earnings date?
Regions Financial Corporation (RF) is expected to report Q4 2026 earnings on Friday, January 15, 2027 at 6:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.69 on revenue of $2.03B.
How did RF do in its last earnings report?
In its most recent report on Oct 16, 2026 (Q3 2026), Regions Financial Corporation posted EPS of $0.73 versus the $0.66 estimate, a beat of 10.3%. Revenue was $1.99B against a $1.99B estimate. The stock's 1-day post-earnings move was +0.5%.
How much does RF stock move after earnings?
RF beat EPS estimates in 7 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 1.9% (up or down) in the day after earnings.
About Regions Financial Corporation
Regions Financial Corporation (RF) operates as a financial holding company, delivering a comprehensive array of banking and related services to both individual consumers and corporate entities. The firm's operations are strategically divided into three principal divisions: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment specializes in commercial banking solutions. Its extensive offerings include various lending options such as commercial and industrial loans, commercial real estate financing, and investor real estate credit. Furthermore, it provides equipment lease financing, manages diverse deposit products, and offers sophisticated capital markets services like securities underwriting and placement, loan syndication, foreign exchange, derivatives, and merger and acquisition advisory, along with other consulting services. This segment primarily serves corporate clients, middle-market businesses, and developers and investors in commercial real estate. Focusing on individual customers, the Consumer Bank segment delivers a range of personal financial products. These include residential first mortgages, home equity lines of credit and loans, consumer credit cards, and other personal lending facilities, in addition to deposit accounts. The Wealth Management division offers extensive financial planning and asset management services. Its provisions encompass credit-related products, retirement and savings solutions, trust and investment management, and estate planning expertise. Its diverse clientele includes individuals, businesses, governmental organizations, and non-profit entities. Beyond these core banking functions, Regions Financial Corporation also provides investment and insurance products, facilitates the syndication of corporate funds for low-income housing tax credits, and engages in various other specialized financing activities. As of March 1, 2022, the company maintained a significant physical presence, operating through a network of 1,300 banking branches and approximately 2,000 automated teller machines across the Southern, Midwestern, and Texas regions of the United States. Regions Financial Corporation was established in 1971 and its corporate headquarters are located in Birmingham, Alabama.
🤖 AI Earnings Analysis
Regions posted a solid beat with **$0.73 EPS** on **$2.0B revenue**, but the real story is steady regional banking execution rather than a breakout. Revenue grew **250.7% YoY** and margins held at **22.4%**, yet the broker consensus remains merely Hold, so this looks good, not great.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-16 | Q3 2026 | 0.66 | 0.73 | +10.27% | $1.99B | ✅ Beat | +0.51% | +3.99% | — |
| 2026-07-17 | Q2 2026 | 0.63 | 0.68 | +7.94% | $1.95B | ✅ Beat | -2.31% | -5.36% | -1.53% |
| 2026-04-17 | Q1 2026 | 0.60 | 0.62 | +3.33% | $1.87B | ✅ Beat | +0.73% | +1.72% | -4.53% |
| 2026-01-16 | Q4 2025 | 0.61 | 0.57 | -6.56% | $1.92B | ❌ Miss | -2.64% | -3.65% | +4.40% |
| 2025-10-17 | Q3 2025 | 0.60 | 0.63 | +5.00% | $1.94B | ✅ Beat | +0.98% | +3.21% | +6.91% |
| 2025-07-18 | Q2 2025 | 0.56 | 0.60 | +7.14% | $1.91B | ✅ Beat | +6.13% | +7.29% | +4.46% |
| 2025-04-17 | Q1 2025 | 0.51 | 0.54 | +5.88% | $1.81B | ✅ Beat | +0.78% | +7.15% | +17.86% |
| 2025-01-17 | Q4 2024 | 0.55 | 0.59 | +7.27% | $1.84B | ✅ Beat | -1.27% | -0.18% | +0.57% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q1 FY24 · $1.18B total
| Segment | Share | Revenue | YoY | Q3 FY22 | Q4 FY22 | Q1 FY23 | Q2 FY23 |
|---|---|---|---|---|---|---|---|
| Consumer Bank | 58.4% | $692.0M | -17.4% | $702.0M | $793.0M | $838.0M | $819.0M |
| Corporate Bank | 38.2% | $452.0M | -13.9% | $509.0M | $551.0M | $525.0M | $515.0M |
| Wealth Management | 3.4% | $40.0M | -25.9% | $51.0M | $298.0M | $54.0M | $47.0M |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.