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PROV Earnings Date: Jan 26, 2027 (Estimated) — Provident Financial Holdings, Inc.

NASDAQ · Financials · Banks - Regional

Updated

Price $18.20
Market Cap $113.5M
P/E 17.6
52W Range $14.53 – $18.99
Next Earnings · Before open (est.)

When is PROV's next earnings date?

Provident Financial Holdings, Inc. (PROV) is expected to report Q2 2027 earnings on Tuesday, January 26, 2027 at 6:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.32 on revenue of $10.4M.

How did PROV do in its last earnings report?

In its most recent report on Oct 27, 2026 (Q1 2027), Provident Financial Holdings, Inc. posted EPS of $0.25 versus the $0.32 estimate, a miss of 21.9%. Revenue was $10.6M against a $10.3M estimate. The stock's 1-day post-earnings move was +0.2%.

How much does PROV stock move after earnings?

PROV beat EPS estimates in 2 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 0.9% (up or down) in the day after earnings.

About Provident Financial Holdings, Inc.

Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition, the company offers investment services comprising the sale of alternative investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. It serves individuals, small to mid-sized businesses, and institutional clients. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.

🤖 AI Earnings Analysis

Provident’s quarter is weak despite revenue of $11 million beating estimates: EPS of $0.25 missed by $0.07, while net income fell 6% year over year and 28% sequentially; 3.32% net interest margin offers limited reassurance.

AI-generated summary — powered by BigEarnings.

Earnings History

DatePeriodEPS Est.EPS Act.SurpriseRevenueResult1D Δ1W Δ1M Δ
2026-10-27Q1 20270.320.25-21.88%$10.6M❌ Miss+0.22%——
2026-07-28Q4 20260.280.35+25.00%$10.7M✅ Beat+1.93%+3.68%+6.86%
2026-04-28Q3 20260.310.21-32.26%$9.9M❌ Miss+0.78%+0.54%+2.27%
2026-01-27Q2 20260.290.22-24.14%$9.8M❌ Miss-0.13%+0.06%+1.33%
2025-10-28Q1 20260.290.25-13.79%$9.7M❌ Miss-0.07%-1.12%-2.24%
2025-07-28Q4 20250.300.24-20.00%$9.8M❌ Miss-1.95%-1.08%-0.54%
2025-04-28Q3 20250.240.28+16.67%$10.5M✅ Beat+1.73%+4.67%+6.25%
2025-01-28Q2 20250.250.13-48.00%$9.6M❌ Miss+0.74%-0.27%-1.54%

Showing last 8 quarters.

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Financial data from licensed market-data providers; risk factors from SEC EDGAR filings. AI-powered analysis. Data last updated .