PNC Earnings Date: Jan 15, 2027 (Estimated) — The PNC Financial Services Group, Inc.
NYSE · Financials · Banks - Regional
Updated
When is PNC's next earnings date?
The PNC Financial Services Group, Inc. (PNC) is expected to report Q4 2026 earnings on Friday, January 15, 2027 at 6:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $5.10 on revenue of $6.74B.
How did PNC do in its last earnings report?
In its most recent report on Oct 15, 2026 (Q3 2026), The PNC Financial Services Group, Inc. posted EPS of $5.09 versus the $4.91 estimate, a beat of 3.7%. Revenue was $6.56B against a $6.61B estimate. The stock's 1-day post-earnings move was -0.4%.
How much does PNC stock move after earnings?
PNC beat EPS estimates in 8 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 1.5% (up or down) in the day after earnings.
About The PNC Financial Services Group, Inc.
PNC Financial Services Group, Inc. stands as a diversified financial institution operating across the United States. Founded in 1852 and headquartered in Pittsburgh, Pennsylvania, the company maintains an extensive physical footprint, boasting 2,591 branches and 9,502 ATMs. Its Retail Banking division delivers a full spectrum of financial solutions to individual consumers and small businesses. This includes a variety of deposit accounts such as checking, savings, money market, and certificates of deposit. Lending products span residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education financing, and personal and small business loans and credit lines. Additionally, the segment provides brokerage, insurance, investment, and cash management services, all accessible via its branch network, ATMs, call centers, and digital banking channels. The Corporate & Institutional Banking segment caters to the needs of mid-sized and large corporations, government entities, and not-for-profit organizations. It offers secured and unsecured commercial loans, letters of credit, and equipment leases. Services extend to sophisticated cash and investment management, including receivables and disbursement handling, fund transfers, international payment processing, and access to online/mobile information reporting. Furthermore, this segment provides expert advice on foreign exchange, derivatives, fixed income, securities underwriting, loan syndications, and mergers and acquisitions, alongside offering equity capital markets advisory, commercial loan servicing, and technology solutions. PNC's Asset Management Group specializes in wealth management for a diverse clientele. For high net worth and ultra high net worth individuals and their families, it delivers tailored investment and retirement planning, customized investment management, credit and cash management strategies, and trust administration. This also includes specialized multi-generational family planning services for its wealthiest clients. Institutional clients benefit from outsourced chief investment officer capabilities, custody services, private real estate investment opportunities, cash and fixed income solutions, and fiduciary retirement advisory services.
🤖 AI Earnings Analysis
PNC delivered a solid quarter: adjusted EPS of **$5.09** beat by $0.18 as average loans, deposits and net interest income improved, offsetting a revenue miss at **$6.6B**. The bank’s 57% efficiency ratio and reiterated 2026 revenue target imply disciplined execution, though growth is still more earnings- than top-line driven.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-15 | Q3 2026 | 4.91 | 5.09 | +3.67% | $6.56B | ✅ Beat | -0.40% | +3.29% | — |
| 2026-07-15 | Q2 2026 | 4.43 | 4.85 | +9.48% | $6.88B | ✅ Beat | +0.90% | +0.20% | +2.23% |
| 2026-04-15 | Q1 2026 | 4.03 | 4.32 | +7.20% | $6.17B | ✅ Beat | +0.39% | +3.10% | -5.13% |
| 2026-01-16 | Q4 2025 | 4.22 | 4.88 | +15.64% | $6.07B | ✅ Beat | +3.78% | +2.81% | +8.36% |
| 2025-10-15 | Q3 2025 | 4.05 | 4.35 | +7.41% | $5.92B | ✅ Beat | -3.89% | -4.12% | -1.48% |
| 2025-07-16 | Q2 2025 | 3.54 | 3.85 | +8.76% | $5.66B | ✅ Beat | +0.93% | +2.41% | +0.66% |
| 2025-04-15 | Q1 2025 | 3.38 | 3.51 | +3.85% | $5.45B | ✅ Beat | +0.05% | +0.47% | +15.70% |
| 2025-01-16 | Q4 2024 | 3.31 | 3.77 | +13.90% | $5.57B | ✅ Beat | -1.94% | -1.39% | -3.26% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $8.24B total
| Segment | Share | Revenue | YoY | Q2 FY24 | Q3 FY24 | Q1 FY25 | Q2 FY25 |
|---|---|---|---|---|---|---|---|
| Retail Banking | 54.8% | $4.52B | — | — | — | — | — |
| Corporate & Institutional Banking | 39.6% | $3.26B | +372.2% | $2.47B | $2.62B | $671.0M | $691.0M |
| Asset Management Group | 5.6% | $462.0M | +91.7% | $398.0M | $403.0M | $239.0M | $241.0M |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.