PFSI Earnings Date: Feb 4, 2027 (Estimated) — PennyMac Financial Services, Inc.
NYSE · Financials · Mortgage Finance
Updated
When is PFSI's next earnings date?
PennyMac Financial Services, Inc. (PFSI) is expected to report Q4 2026 earnings on Thursday, February 4, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.88 on revenue of $577.7M.
How did PFSI do in its last earnings report?
In its most recent report on Oct 29, 2026 (Q3 2026), PennyMac Financial Services, Inc. posted EPS of $1.05 versus the $1.27 estimate, a miss of 17.3%. Revenue was $502.0M against a $531.8M estimate.
How much does PFSI stock move after earnings?
PFSI beat EPS estimates in 3 of its last 8 reported quarters. Over the last 7 reports the stock moved an average of 9.7% (up or down) in the day after earnings.
About PennyMac Financial Services, Inc.
PennyMac Financial Services, Inc. (PFSI), through its various subsidiaries, is actively engaged in mortgage banking and investment management activities across the United States. The company's operations are structured into three primary divisions: Production, Servicing, and Investment Management. The Production segment focuses on the creation, acquisition, and subsequent sale of loans. Its primary involvement is with first-lien residential mortgage loans, encompassing both conventional products and those insured or guaranteed by the government. The Servicing segment is responsible for the administration of newly originated loans, in addition to managing early buyout transactions and providing servicing for other loan portfolios. This involves a broad range of activities, such as general loan administration, payment collection, and managing defaults. Specific duties include processing loan payments, addressing customer inquiries, meticulously accounting for principal and interest, holding custodial funds for property taxes and insurance premiums, providing guidance to delinquent borrowers, and supervising foreclosure processes and property dispositions. Furthermore, this segment implements loss mitigation strategies, including loan modification and forbearance programs. The Investment Management segment's core functions include identifying potential investment assets, conducting thorough due diligence, submitting bids, and finalizing acquisitions. It also oversees the correspondent production operations for PennyMac Mortgage Investment Trust and manages the acquired asset base. PennyMac Financial Services, Inc. was established in 2008 and maintains its headquarters in Westlake Village, California.
🤖 AI Earnings Analysis
PennyMac’s mortgage-finance results were weak: Q3 revenue fell 21% year over year to $502M and EPS dropped from $3.37 to $1.05, missing estimates by $30M and $0.22, respectively.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-29 | Q3 2026 | 1.27 | 1.05 | -17.32% | $502.0M | ❌ Miss | — | — | — |
| 2026-07-29 | Q2 2026 | 2.26 | 1.39 | -38.50% | $497.0M | ❌ Miss | -11.82% | -11.80% | -14.14% |
| 2026-05-05 | Q1 2026 | 2.16 | 2.19 | +1.39% | $545.0M | ✅ Beat | -0.47% | +1.31% | -6.47% |
| 2026-01-29 | Q4 2025 | 3.23 | 1.96 | -39.32% | $538.0M | ❌ Miss | -33.26% | -34.86% | -39.43% |
| 2025-10-21 | Q3 2025 | 3.01 | 3.37 | +11.96% | $632.9M | ✅ Beat | +7.16% | +7.67% | +3.23% |
| 2025-04-22 | Q1 2025 | 2.83 | 2.77 | -2.12% | $430.9M | ❌ Miss | -2.76% | -0.41% | +0.10% |
| 2025-01-30 | Q4 2024 | 3.02 | 2.88 | -4.64% | $470.1M | ❌ Miss | -8.82% | -8.39% | -9.49% |
| 2024-10-22 | Q3 2024 | 2.90 | 3.49 | +20.34% | $411.8M | ✅ Beat | -3.49% | -1.16% | -0.59% |
Showing last 8 quarters.