PFS Earnings Date: Jan 26, 2027 (Estimated) — Provident Financial Services, Inc.
NYSE · Financials · Banks - Regional
Updated
When is PFS's next earnings date?
Provident Financial Services, Inc. (PFS) is expected to report Q4 2026 earnings on Tuesday, January 26, 2027 at 5:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.63 on revenue of $239.2M.
How did PFS do in its last earnings report?
In its most recent report on Oct 28, 2026 (Q3 2026), Provident Financial Services, Inc. posted EPS of $0.65 versus the $0.61 estimate, a beat of 6.2%. Revenue was $238.5M against a $235.3M estimate. The stock's 1-day post-earnings move was +0.2%.
How much does PFS stock move after earnings?
PFS beat EPS estimates in 5 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 2.4% (up or down) in the day after earnings.
About Provident Financial Services, Inc.
Provident Financial Services, Inc. functions as the parent company for Provident Bank, delivering a broad spectrum of financial products and services to individuals, families, and businesses across the United States. Its deposit offerings encompass various account types, including savings, standard and interest-bearing checking accounts, money market accounts, certificates of deposit, and IRA products. The company's extensive loan portfolio features commercial real estate loans, which are collateralized by properties such as multi-family apartment complexes, office buildings, retail spaces, and industrial sites. It also provides commercial business loans, alongside fixed-rate and adjustable-rate mortgage loans secured by one-to-four family residential properties. Further loan options include commercial construction loans and a range of consumer loans like home equity loans, home equity lines of credit, marine loans, personal loans and unsecured lines of credit, and financing for automobiles and recreational vehicles. Beyond these, Provident delivers essential banking solutions such as cash management, remote deposit capture, payroll origination, escrow account management, and convenient online and mobile banking services, in addition to offering business credit cards. The company also extends wealth management services, covering investment management, trust and estate administration, financial planning, tax compliance and planning, and private banking. In a broader capacity, Provident sells insurance and investment products, including annuities. It also operates as a real estate investment trust (REIT), focused on acquiring mortgage loans and other real estate-related assets, and actively manages and sells properties obtained through foreclosure. As of December 31, 2021, the company maintained 96 full-service branch offices situated across northern and central New Jersey, as well as specific counties in Pennsylvania and New York. Provident Financial Services, Inc. was founded in 1839 and is headquartered in Jersey City, New Jersey.
🤖 AI Earnings Analysis
Provident Financial’s regional-banking results were solid: Q3 revenue rose 23% year over year to $239 million, while EPS increased to $0.65 from $0.55, beating estimates by $0.04. With no reported catalyst or guidance update, the growth is encouraging, though the outsized growth-rate figures appear distorted by comparison effects.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-28 | Q3 2026 | 0.61 | 0.65 | +6.21% | $238.5M | ✅ Beat | +0.22% | — | — |
| 2026-07-29 | Q2 2026 | 0.56 | 0.60 | +7.14% | $202.7M | ✅ Beat | +3.27% | +4.32% | -1.17% |
| 2026-04-29 | Q1 2026 | 0.55 | 0.61 | +10.91% | $225.2M | ✅ Beat | +1.18% | +0.91% | +0.09% |
| 2026-01-27 | Q4 2025 | 0.56 | 0.64 | +14.29% | $197.4M | ✅ Beat | +6.69% | +10.35% | +7.48% |
| 2025-10-29 | Q3 2025 | 0.55 | 0.55 | +0.00% | $194.3M | ➖ Inline | -0.39% | -0.39% | +4.67% |
| 2025-04-24 | Q1 2025 | 0.47 | 0.49 | +4.26% | $181.7M | ✅ Beat | -2.03% | -1.14% | -0.95% |
| 2025-01-28 | Q4 2024 | 0.50 | 0.37 | -26.00% | $181.7M | ❌ Miss | -4.64% | -1.81% | -5.43% |
| 2024-10-29 | Q3 2024 | 0.47 | 0.36 | -23.40% | $183.7M | ❌ Miss | -0.92% | -0.86% | +12.30% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $26.3M total
| Segment | Share | Revenue | YoY | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 |
|---|---|---|---|---|---|---|---|
| Wealth Management Fees Member | 28.6% | $7.5M | +8.2% | — | $7.3M | $6.9M | $7.3M |
| Banking | 25.4% | $6.7M | +4.6% | $11.0M | $5.9M | $6.4M | $6.5M |
| Insurance Commissions And Fees | 20.7% | $5.4M | +10.2% | $7.8M | $5.7M | $4.9M | $3.9M |
| Deposit Account | 20.7% | $5.4M | +6.6% | $8.5M | $4.7M | $5.1M | $5.4M |
| Debit Card | 4.7% | $1.2M | -3.0% | $2.5M | $1.1M | $1.3M | $1.2M |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.