OSBC Earnings Date: Jan 20, 2027 (Estimated) — Old Second Bancorp, Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is OSBC's next earnings date?
Old Second Bancorp, Inc. (OSBC) is expected to report Q4 2026 earnings on Wednesday, January 20, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.59 on revenue of $87.7M.
How did OSBC do in its last earnings report?
In its most recent report on Oct 21, 2026 (Q3 2026), Old Second Bancorp, Inc. posted EPS of $0.55 versus the $0.58 estimate, a miss of 4.8%. Revenue was $102.1M against a $98.0M estimate. The stock's 1-day post-earnings move was -0.6%.
How much does OSBC stock move after earnings?
OSBC beat EPS estimates in 4 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 2.3% (up or down) in the day after earnings.
About Old Second Bancorp, Inc.
Old Second Bancorp, Inc. (OSBC) serves as the parent holding company for Old Second National Bank, providing a full range of community banking services. The institution offers a broad spectrum of deposit products, including demand, NOW, money market, savings, time, and individual retirement accounts, alongside certificates of deposit. Its diverse lending portfolio encompasses commercial loans, lease financing, construction loans, and commercial real estate loans. For residential clients, offerings include first and second mortgages, home equity lines of credit, and general residential real estate loans. Consumer lending options cover needs such as motor vehicle, home improvement, and signature loans, further complemented by installment and agricultural loans, and overdraft checking services. Beyond deposits and loans, Old Second provides vital financial services like safe deposit boxes, trust and wealth management, money orders, cashier's checks, foreign currency exchange, direct deposits, discount brokerage, and debit and credit cards. The company also assists with acquiring U.S. treasury notes and bonds. Embracing digital convenience, Old Second Bancorp offers online and mobile banking platforms. Corporate clients benefit from an extensive suite of cash management solutions, featuring remote and mobile deposit capture, investment sweep accounts, zero balance accounts, automated tax payments, ATM access, telephone banking, lockbox services, automated clearing house (ACH) transactions, account reconciliation, controlled disbursements, detailed and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin. Furthermore, it delivers investment, agency, and custodial services to individual, corporate, and not-for-profit clients. Established in 1981 and headquartered in Aurora, Illinois, Old Second Bancorp, Inc. serves its customers through 63 banking centers located across Cook, DeKalb, DuPage, Kane, Kendall, LaSalle, and Will counties within Illinois.
🤖 AI Earnings Analysis
Old Second Bancorp’s regional-banking results were mixed: Q3 EPS of $0.55 missed estimates by $0.03, despite rising from $0.53 year over year. With revenue unavailable, the miss limits confidence in momentum.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-21 | Q3 2026 | 0.58 | 0.55 | -4.84% | $102.1M | ❌ Miss | -0.65% | -1.86% | — |
| 2026-07-22 | Q2 2026 | 0.55 | 0.55 | +0.00% | $96.6M | ➖ Inline | +0.43% | +8.04% | +7.95% |
| 2026-04-22 | Q1 2026 | 0.52 | 0.49 | -5.77% | $93.8M | ❌ Miss | -6.40% | -3.32% | -0.28% |
| 2026-01-21 | Q4 2025 | 0.53 | 0.58 | +9.43% | $95.2M | ✅ Beat | -0.94% | -9.13% | -3.86% |
| 2025-10-22 | Q3 2025 | 0.51 | 0.53 | +3.92% | $95.9M | ✅ Beat | -0.51% | +2.09% | +0.40% |
| 2025-04-23 | Q1 2025 | 0.44 | 0.45 | +2.27% | $73.1M | ✅ Beat | +0.92% | +2.58% | +7.27% |
| 2025-01-22 | Q4 2024 | 0.48 | 0.44 | -8.33% | $73.2M | ❌ Miss | -2.41% | +0.00% | -1.59% |
| 2024-10-16 | Q3 2024 | 0.47 | 0.51 | +8.51% | $86.7M | ✅ Beat | +5.74% | +3.13% | +15.88% |
Showing last 8 quarters.