ORRF Earnings Date: Jan 26, 2027 (Estimated) — Orrstown Financial Services, Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is ORRF's next earnings date?
Orrstown Financial Services, Inc. (ORRF) is expected to report Q4 2026 earnings on Tuesday, January 26, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.09 on revenue of $55.5M.
How did ORRF do in its last earnings report?
In its most recent report on Oct 20, 2026 (Q3 2026), Orrstown Financial Services, Inc. posted EPS of $1.17 versus the $1.10 estimate, a beat of 6.4%. Revenue was $66.7M against a $66.2M estimate. The stock's 1-day post-earnings move was +1.9%.
How much does ORRF stock move after earnings?
ORRF beat EPS estimates in 7 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 2.8% (up or down) in the day after earnings.
About Orrstown Financial Services, Inc.
Orrstown Financial Services, Inc. serves as the parent company for Orrstown Bank, offering a comprehensive range of commercial banking and trust solutions throughout the United States. The institution accepts various types of deposits, including checking, savings, time, demand, and money market accounts. It extends diverse credit options, encompassing commercial loans for real estate, equipment, construction, working capital, industrial endeavors, and other business purposes. For individual clients, Orrstown provides home equity loans and lines of credit, residential mortgage financing, and an array of other consumer lending products. Furthermore, the company offers specialized funding such as acquisition and development loans, municipal financing, and installment loans. Operating under the brand Orrstown Financial Advisors, the firm delivers extensive fiduciary services, taking on roles like trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor. It also facilitates retail brokerage services through a collaborative arrangement with an external broker/dealer, and provides direct investment advisory and insurance services. Established in 1919, Orrstown Financial Services, Inc. is headquartered in Shippensburg, Pennsylvania. Its operational footprint spans multiple counties in Pennsylvania (Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York) and Maryland (Anne Arundel, Baltimore, Howard, and Washington, alongside Baltimore City).
🤖 AI Earnings Analysis
Orrstown’s regional-banking results were solid, with Q3 EPS of $1.17 beating estimates by $0.07 and revenue reaching $67 million versus $66 million expected. Revenue rose 31% year over year, while EPS growth was modest at 4%; headline growth figures are distorted.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-20 | Q3 2026 | 1.10 | 1.17 | +6.36% | $66.7M | ✅ Beat | +1.88% | +5.20% | — |
| 2026-07-21 | Q2 2026 | 1.03 | 1.09 | +5.83% | $48.8M | ✅ Beat | +0.27% | +5.73% | +1.90% |
| 2026-04-21 | Q1 2026 | 1.03 | 1.12 | +8.74% | $49.0M | ✅ Beat | -4.95% | -0.89% | -2.02% |
| 2026-01-27 | Q4 2025 | 1.07 | 1.11 | +3.74% | $50.5M | ✅ Beat | -4.14% | +5.56% | +4.45% |
| 2025-10-21 | Q3 2025 | 1.05 | 1.13 | +7.62% | $51.0M | ✅ Beat | +4.39% | +1.98% | +1.39% |
| 2025-04-22 | Q1 2025 | 0.95 | 1.00 | +5.26% | $48.8M | ✅ Beat | +2.55% | +7.83% | +9.80% |
| 2025-01-31 | Q4 2024 | 1.03 | 0.87 | -15.53% | $50.6M | ❌ Miss | -0.75% | -5.28% | -8.17% |
| 2024-10-22 | Q3 2024 | 0.92 | 1.11 | +20.65% | $51.7M | ✅ Beat | +3.19% | +3.83% | +9.41% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q3 FY19 · $10.1M total
| Segment | Share | Revenue | YoY | Q2 FY18 | Q3 FY18 | Q1 FY19 | Q2 FY19 |
|---|---|---|---|---|---|---|---|
| Products And Services, Non Interest Income | 50.0% | $5.0M | +35.2% | $3.7M | $3.7M | $3.8M | $4.2M |
| Products And Services, Trust And Investment Management Income | 18.8% | $1.9M | +13.4% | $1.7M | $1.7M | $1.8M | $1.7M |
| Products And Services, Service Charges On Deposits | 10.2% | $1.0M | +10.7% | $835K | $926K | $842K | $935K |
| Products And Services, Merchant And Bankcard Fees (Interchange Income) | 8.4% | $843K | +23.8% | $711K | $681K | $736K | $843K |
| Products And Services, Brokerage Income | 6.5% | $654K | +43.7% | $501K | $455K | $478K | $672K |
| Products And Services, Loan Swap Referral Fees | 6.2% | $629K | — | — | — | — | — |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.