OPHC Earnings Date: Nov 5, 2026 (Estimated) — OptimumBank Holdings, Inc.
AMEX · Financials · Banks - Regional
Updated
When is OPHC's next earnings date?
OptimumBank Holdings, Inc. (OPHC) is expected to report Q3 2026 earnings on Thursday, November 5, 2026 at 8:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.27 on revenue of $17.6M.
How did OPHC do in its last earnings report?
In its most recent report on Jul 24, 2026 (Q2 2026), OptimumBank Holdings, Inc. posted EPS of $0.28 versus the $0.23 estimate, a beat of 21.7%. Revenue was $17.2M against a $2.8M estimate. The stock's 1-day post-earnings move was +5.4%.
How much does OPHC stock move after earnings?
OPHC beat EPS estimates in 4 of its last 5 reported quarters. Over the last 8 reports the stock moved an average of 2.8% (up or down) in the day after earnings.
About OptimumBank Holdings, Inc.
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-07-24 | Q2 2026 | 0.23 | 0.28 | +21.74% | $17.2M | ✅ Beat | +5.35% | +17.89% | +55.52% |
| 2026-04-24 | Q1 2026 | 0.22 | 0.20 | -9.09% | $15.0M | ❌ Miss | +1.66% | +0.55% | +1.84% |
| 2026-02-02 | Q4 2025 | -0.03 | 0.21 | +800.00% | $13.6M | ✅ Beat | +3.18% | +7.43% | +14.65% |
| 2025-11-10 | Q3 2025 | 0.15 | 0.18 | +20.00% | $13.0M | ✅ Beat | +0.21% | +5.27% | +5.52% |
| 2025-02-05 | Q4 2024 | — | 0.35 | — | $10.3M | — | +0.99% | +4.71% | -6.24% |
| 2024-11-08 | Q3 2024 | 0.16 | 0.32 | +100.00% | $10.1M | ✅ Beat | +10.04% | +2.01% | -0.40% |
| 2024-08-06 | Q2 2024 | — | 0.34 | — | $9.9M | — | -0.22% | +2.67% | +0.22% |
| 2024-05-13 | Q1 2024 | — | 0.31 | — | $9.0M | — | +0.70% | +0.93% | +5.81% |
Showing last 8 quarters.