OPBK Earnings Date: Jan 28, 2027 (Estimated) — OP Bancorp
NASDAQ · Financials · Banks - Regional
Updated
When is OPBK's next earnings date?
OP Bancorp (OPBK) is expected to report Q4 2026 earnings on Thursday, January 28, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.49 on revenue of $26.9M.
How did OPBK do in its last earnings report?
In its most recent report on Oct 22, 2026 (Q3 2026), OP Bancorp posted EPS of $0.52 versus the $0.50 estimate, a beat of 4.0%. Revenue was $27.5M against a $26.5M estimate. The stock's 1-day post-earnings move was -2.0%.
How much does OPBK stock move after earnings?
OPBK beat EPS estimates in 6 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 3.9% (up or down) in the day after earnings.
About OP Bancorp
OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. It offers demand, savings, money market, and time deposit accounts, as well as certificates of deposit. It also provides commercial real estate, small business administration, home mortgage, and consumer loans. It operates full branch offices in Los Angeles and Orange Counties in California, as well as Santa Clara, California; Carrollton, Texas; Las Vegas, Nevada Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; Lynnwood, Washington; and Fairfax, Virginia. The company was founded in 2005 and is headquartered in Los Angeles, California.
🤖 AI Earnings Analysis
OP Bancorp posted a solid, modest beat: Q3 revenue rose 17% year over year to $28 million and EPS increased 16% to $0.52, topping estimates by $1 million and $0.02. Regional-bank growth is encouraging, though the reported growth percentages appear distorted by comparison-period effects.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-22 | Q3 2026 | 0.50 | 0.52 | +4.00% | $27.5M | ✅ Beat | -2.00% | +2.80% | — |
| 2026-07-23 | Q2 2026 | 0.45 | 0.53 | +17.78% | $25.7M | ✅ Beat | +5.87% | +6.55% | +4.37% |
| 2026-04-23 | Q1 2026 | 0.41 | 0.48 | +17.07% | $24.6M | ✅ Beat | +1.73% | +1.66% | +1.16% |
| 2026-01-22 | Q4 2025 | 0.50 | 0.47 | -6.00% | $24.3M | ❌ Miss | -5.97% | -6.32% | -8.81% |
| 2025-10-23 | Q3 2025 | 0.44 | 0.45 | +2.27% | $24.5M | ✅ Beat | +1.86% | +0.00% | -1.24% |
| 2025-04-24 | Q1 2025 | 0.31 | 0.37 | +19.35% | $22.2M | ✅ Beat | +1.41% | +6.98% | +4.42% |
| 2025-01-23 | Q4 2024 | 0.36 | 0.33 | -8.33% | $21.3M | ❌ Miss | -10.06% | -11.95% | -15.53% |
| 2024-10-24 | Q3 2024 | 0.32 | 0.36 | +12.50% | $20.7M | ✅ Beat | +2.33% | +7.06% | +24.98% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q1 FY21 · $274K total
| Segment | Share | Revenue | YoY | Q3 FY19 | Q4 FY19 | Q1 FY20 | Q2 FY20 |
|---|---|---|---|---|---|---|---|
| Service Fees And Transaction Based Fees Income | 82.8% | $227K | +49.3% | $545K | $191K | $152K | $172K |
| Overdraft And Nonsufficient Funds Fees Income | 17.2% | $47K | -78.1% | $707K | $251K | $215K | $59K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.