OFG Earnings Date: Jan 28, 2027 (Estimated) — OFG Bancorp
NYSE · Financials · Banks - Regional
Updated
When is OFG's next earnings date?
OFG Bancorp (OFG) is expected to report Q4 2026 earnings on Thursday, January 28, 2027 at 7:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.21 on revenue of $189.4M.
How did OFG do in its last earnings report?
In its most recent report on Oct 21, 2026 (Q3 2026), OFG Bancorp posted EPS of $1.33 versus the $1.23 estimate, a beat of 8.1%. Revenue was $185.7M against a $187.1M estimate. The stock's 1-day post-earnings move was -4.6%.
How much does OFG stock move after earnings?
OFG beat EPS estimates in 6 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 5.1% (up or down) in the day after earnings.
About OFG Bancorp
OFG Bancorp, a financial holding company, delivers a broad spectrum of banking and financial solutions, structured across three core divisions: Banking, Wealth Management, and Treasury. The company's services include essential deposit products like checking, savings, and time accounts, alongside diverse credit options such as commercial, consumer, automobile, and mortgage loans. Beyond traditional lending and deposits, OFG Bancorp also provides financial planning, insurance, and trust services for both corporate and individual clients, as well as retirement plan administration. The firm extends its offerings to securities brokerage and investment advisory, assisting retail and institutional investors with various investment vehicles, including tax-advantaged fixed income instruments, mutual funds, stocks, and bonds. This segment also manages separately-managed accounts and offers mutual fund asset allocation programs. Furthermore, OFG Bancorp is engaged in insurance agency and reinsurance activities, and its Treasury segment actively manages an investment portfolio composed of mortgage-backed securities, U.S. government-sponsored agency obligations, U.S. Treasury securities, and money market instruments. It also participates in and manages public and private placements of debt and equity. Additional services encompass money management and investment banking. The company also oversees asset/liability management strategies, which involve the purchase and sale of investment securities, interest rate risk management, derivatives, and various borrowing activities. Founded in 1964 and headquartered in San Juan, Puerto Rico, OFG Bancorp serves its customers through a network of 50 branches in Puerto Rico and two branches in the U.S. Virgin Islands.
🤖 AI Earnings Analysis
OFG Bancorp’s regional-banking results were solid but mixed: EPS of $1.33 beat estimates by $0.10 and rose 15% year over year, while revenue grew 20% to $186 million, narrowly missing consensus.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-21 | Q3 2026 | 1.23 | 1.33 | +8.13% | $185.7M | ✅ Beat | -4.63% | -3.76% | — |
| 2026-07-21 | Q2 2026 | 1.17 | 1.39 | +18.80% | $190.3M | ✅ Beat | +5.79% | +4.75% | +6.10% |
| 2026-04-21 | Q1 2026 | 1.00 | 1.26 | +26.00% | $185.8M | ✅ Beat | +5.09% | +7.71% | +4.73% |
| 2026-01-22 | Q4 2025 | 1.15 | 1.27 | +10.43% | $152.7M | ✅ Beat | -8.45% | -11.40% | +0.19% |
| 2025-10-22 | Q3 2025 | 1.17 | 1.16 | -0.85% | $154.7M | ❌ Miss | -6.11% | -6.93% | -5.84% |
| 2025-04-23 | Q1 2025 | 0.97 | 1.00 | +3.09% | $178.3M | ✅ Beat | +1.23% | +9.43% | +14.94% |
| 2025-01-22 | Q4 2024 | 0.96 | 1.09 | +13.54% | $149.2M | ✅ Beat | -1.42% | -3.43% | -6.68% |
| 2024-10-16 | Q3 2024 | 1.02 | 1.00 | -1.96% | $147.8M | ❌ Miss | -7.82% | -10.60% | -0.61% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q3 FY18 · $1.2M total
| Segment | Share | Revenue | YoY | Q1 FY17 | Q2 FY17 | Q3 FY17 | Q4 FY17 |
|---|---|---|---|---|---|---|---|
| Banking | 50.0% | $616K | +42.9% | $464K | $346K | $431K | $361K |
| Major | 50.0% | $616K | +42.9% | $535K | $417K | $431K | $969K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.