OCFC Earnings Date: Jan 28, 2027 (Estimated) — OceanFirst Financial Corp.
NASDAQ · Financials · Banks - Regional
Updated
When is OCFC's next earnings date?
OceanFirst Financial Corp. (OCFC) is expected to report Q4 2026 earnings on Thursday, January 28, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.50 on revenue of $183.5M.
How did OCFC do in its last earnings report?
In its most recent report on Oct 27, 2026 (Q3 2026), OceanFirst Financial Corp. posted EPS of $0.48 versus the $0.40 estimate, a beat of 18.7%. Revenue was $185.1M against a $177.8M estimate. The stock's 1-day post-earnings move was +6.1%.
How much does OCFC stock move after earnings?
OCFC beat EPS estimates in 6 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 2.7% (up or down) in the day after earnings.
About OceanFirst Financial Corp.
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.
🤖 AI Earnings Analysis
OceanFirst posted a strong Q3 beat, with EPS of $0.48 versus $0.40 consensus and revenue of $185 million versus $178 million. Revenue more than doubled year over year, though inconsistent reported growth figures temper confidence in the trajectory.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-27 | Q3 2026 | 0.40 | 0.48 | +18.72% | $185.1M | ✅ Beat | +6.06% | — | — |
| 2026-07-30 | Q2 2026 | 0.45 | 0.43 | -4.44% | $120.7M | ❌ Miss | -1.70% | -0.62% | -2.88% |
| 2026-04-23 | Q1 2026 | 0.39 | 0.43 | +10.26% | $96.5M | ✅ Beat | +0.11% | +1.07% | -0.75% |
| 2026-01-22 | Q4 2025 | 0.38 | 0.41 | +7.89% | $95.3M | ✅ Beat | -3.71% | -2.96% | -1.02% |
| 2025-10-22 | Q3 2025 | 0.35 | 0.36 | +2.86% | $90.7M | ✅ Beat | -5.89% | -2.16% | -9.07% |
| 2025-04-24 | Q1 2025 | 0.35 | 0.35 | +0.00% | $86.7M | ➖ Inline | +0.26% | +0.97% | +1.88% |
| 2025-01-23 | Q4 2024 | 0.37 | 0.38 | +2.70% | $83.3M | ✅ Beat | -1.81% | -5.87% | -7.39% |
| 2024-10-17 | Q3 2024 | 0.38 | 0.39 | +2.63% | $82.2M | ✅ Beat | -1.80% | -7.53% | +6.52% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $3.8M total
| Segment | Share | Revenue | YoY | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 |
|---|---|---|---|---|---|---|---|
| Deposit Account | 89.8% | $3.4M | -31.8% | $6.1M | $10.7M | $4.7M | $5.0M |
| Investment Advisory, Management and Administrative Service | 10.2% | $384K | +2.7% | $384K | $942K | $406K | $374K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.