NWFL Earnings Date: Jan 28, 2027 (Estimated) — Norwood Financial Corp.
NASDAQ · Financials · Banks - Regional
Updated
When is NWFL's next earnings date?
Norwood Financial Corp. (NWFL) is expected to report Q4 2026 earnings on Thursday, January 28, 2027 at 8:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.94 on revenue of $30.2M.
How did NWFL do in its last earnings report?
In its most recent report on Oct 27, 2026 (Q3 2026), Norwood Financial Corp. posted EPS of $1.08 versus the $0.94 estimate, a beat of 14.3%. Revenue was $41.5M against a $30.0M estimate. The stock's 1-day post-earnings move was +6.6%.
How much does NWFL stock move after earnings?
NWFL beat EPS estimates in 3 of its last 7 reported quarters. Over the last 8 reports the stock moved an average of 3.3% (up or down) in the day after earnings.
About Norwood Financial Corp.
Norwood Financial Corp. functions as the holding entity for Wayne Bank, delivering a comprehensive suite of financial products and services. The institution facilitates a broad array of deposit options, encompassing both interest-bearing and non-interest-bearing checking accounts, alongside statement savings, money market accounts, and certificates of deposit. Its lending portfolio is extensive, featuring commercial loans such as credit lines, revolving credit facilities, term loans, business mortgages, secured lending products, and letters of credit. Norwood also extends financing for municipal projects, construction loans for both commercial developments and single-family homes, and land acquisition loans. Consumer credit and residential mortgage financing for primary and secondary residences are also key offerings. Furthermore, the company engages in indirect dealer financing for automobiles, boats, and recreational vehicles through dealerships. Beyond traditional banking, Norwood provides investment securities services, trust management, and a variety of contemporary cash management solutions. These include direct deposit, remote and mobile deposit capture, mobile payment processing, automated clearing house (ACH) transactions, real estate settlement support, and robust internet and mobile banking platforms. The corporation also diversifies its revenue through the sale of annuities and mutual funds, discount brokerage services, and an insurance agency operation. Catering to a wide client base, Norwood serves individual consumers, corporate entities, non-profit organizations, and local governments. Its operational footprint includes fourteen branch locations throughout Northeastern Pennsylvania and sixteen branches spanning Delaware, Sullivan, Ontario, Otsego, and Yates Counties in New York, supported by thirty-one automated teller machines. Established in 1870, Norwood Financial Corp. maintains its corporate headquarters in Honesdale, Pennsylvania.
🤖 AI Earnings Analysis
Norwood Financial delivered a strong regional-bank quarter, with record net income of $11.8 million and record net interest income of $28.0 million; EPS of $1.08 beat estimates by $0.14.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-27 | Q3 2026 | 0.94 | 1.08 | +14.29% | $41.5M | ✅ Beat | +6.59% | — | — |
| 2026-07-22 | Q2 2026 | 0.87 | 0.86 | -1.15% | $29.4M | ❌ Miss | -1.99% | +9.98% | +8.51% |
| 2026-04-27 | Q1 2026 | 0.81 | 0.72 | -11.11% | $27.3M | ❌ Miss | -5.37% | +0.03% | -0.52% |
| 2026-01-22 | Q4 2025 | 0.85 | 0.84 | -1.18% | $21.8M | ❌ Miss | -2.01% | -3.27% | +6.40% |
| 2025-10-22 | Q3 2025 | 0.70 | 0.94 | +34.29% | $23.0M | ✅ Beat | +6.81% | +8.43% | +9.02% |
| 2025-04-17 | Q1 2025 | 0.59 | 0.63 | +6.78% | $20.2M | ✅ Beat | +2.50% | +9.99% | +17.01% |
| 2025-01-27 | Q4 2024 | 0.55 | 0.38 | -30.91% | $18.9M | ❌ Miss | -0.04% | -0.82% | -1.03% |
| 2024-10-28 | Q3 2024 | — | 0.48 | — | $18.2M | — | +1.04% | +9.50% | +15.46% |
Showing last 8 quarters.