NBTB Earnings Date: Jan 25, 2027 (Estimated) — NBT Bancorp Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is NBTB's next earnings date?
NBT Bancorp Inc. (NBTB) is expected to report Q4 2026 earnings on Monday, January 25, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.09 on revenue of $194.2M.
How did NBTB do in its last earnings report?
In its most recent report on Oct 27, 2026, NBT Bancorp Inc. posted EPS of $1.11 versus the $1.09 estimate, a beat of 1.8%. Revenue was $195.0M against a $193.8M estimate. The stock's 1-day post-earnings move was -2.2%.
How much does NBTB stock move after earnings?
NBTB beat EPS estimates in 6 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 2.6% (up or down) in the day after earnings.
About NBT Bancorp Inc.
NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments. The company offers demand deposit, savings, interest-bearing checking, money market deposit, and certificate of deposit accounts; and indirect and direct consumer loans, home equity loans and lines of credit, residential mortgages, business banking loans, commercial and industrial loans, agricultural loans, commercial construction loans, commercial real estate loans, indirect auto loans, and other consumer loans, as well as agricultural lending, personal lines of credit, overdraft protection, and second mortgage loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan and health savings account recordkeeping and administration, and actuarial services. In addition, the company offers insurance products, such as personal property and casualty, business liability, and commercial insurance; and other products and services through a network of ATM locations and 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. Further, it operates as a property management and passive investment company, as well as investment advisor that provides investment management and financial consulting services. The company serves retail, commercial, and municipal customers. It operates in upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.
🤖 AI Earnings Analysis
NBT Bancorp’s record third-quarter results are modestly positive: regional-bank EPS of $1.11 beat estimates by $0.02, while $195 million revenue edged consensus by $1 million; extraordinary reported growth needs context.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-27 | 1.09 | 1.11 | +1.83% | $195.0M | ✅ Beat | -2.18% | — | — | |
| 2026-07-27 | Q2 2026 | 1.02 | 1.01 | -0.98% | $187.2M | ❌ Miss | +2.13% | +0.75% | -2.15% |
| 2026-04-23 | Q1 2026 | 0.98 | 0.97 | -1.02% | $184.5M | ❌ Miss | -4.51% | -3.54% | +1.41% |
| 2026-01-26 | Q4 2025 | 0.99 | 1.05 | +6.06% | $185.1M | ✅ Beat | -1.12% | +3.41% | +2.94% |
| 2025-10-27 | Q3 2025 | 0.97 | 1.05 | +8.25% | $186.1M | ✅ Beat | +1.37% | +0.18% | +3.93% |
| 2025-07-28 | Q2 2025 | 0.82 | 0.88 | +7.32% | $171.2M | ✅ Beat | +3.77% | -1.16% | +8.25% |
| 2025-04-24 | Q1 2025 | 0.74 | 0.80 | +8.11% | $154.7M | ✅ Beat | +0.55% | +0.35% | -1.91% |
| 2025-01-27 | Q4 2024 | 0.76 | 0.77 | +1.32% | $148.5M | ✅ Beat | -5.37% | -4.24% | -3.67% |
Showing last 8 quarters.