NBHC Earnings Date: Jan 26, 2027 (Estimated) — National Bank Holdings Corporation
NYSE · Financials · Banks - Regional
Updated
When is NBHC's next earnings date?
National Bank Holdings Corporation (NBHC) is expected to report Q4 2026 earnings on Tuesday, January 26, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.96 on revenue of $139.6M.
How did NBHC do in its last earnings report?
In its most recent report on Oct 27, 2026 (Q3 2026), National Bank Holdings Corporation posted EPS of $0.06 versus the $0.79 estimate, a miss of 92.4%. Revenue was $126.4M against a $134.8M estimate. The stock's 1-day post-earnings move was -3.8%.
How much does NBHC stock move after earnings?
NBHC beat EPS estimates in 4 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 3.7% (up or down) in the day after earnings.
About National Bank Holdings Corporation
National Bank Holdings Corporation (NBHC) serves as the parent company for NBH Bank, providing a comprehensive range of banking products and financial services to commercial businesses and individual consumers across the United States. The bank offers various deposit accounts, including checking, savings, and money market options, alongside fixed-rate and fixed-maturity time deposits. Its lending portfolio is extensive, featuring commercial and industrial loans for purposes such as working capital, equipment financing, lender finance, and specialized sectors like food and agriculture, government, and non-profits. NBHC also finances both owner-occupied and non-owner occupied commercial real estate, covering diverse property types like office buildings, warehouses, multi-family residences, hospitality venues, and retail spaces. Additionally, it provides Small Business Administration (SBA) loans to support manufacturers, distributors, and service providers, as well as general term loans, lines of credit, real estate-secured loans, residential mortgages, and consumer loans. Beyond its core deposit and lending services, NBHC delivers a suite of treasury management solutions. These encompass digital banking (online and mobile), commercial credit cards, wire transfers, Automated Clearing House (ACH) services, electronic bill payment, lockbox services, remote deposit capture, merchant processing, cash vault services, controlled disbursements, and fraud prevention tools. The company also offers auxiliary services like account reconciliation, collections, repurchase accounts, zero balance accounts, and sweep accounts. As of January 20, 2022, NBHC operated through a network of 81 banking centers situated in Colorado, the greater Kansas City region, New Mexico, Utah, and Texas, complemented by 121 ATMs. Originally established in 2009 as NBH Holdings Corp., the company officially adopted its current name, National Bank Holdings Corporation, in March 2012. Its corporate headquarters are located in Greenwood Village, Colorado.
🤖 AI Earnings Analysis
National Bank Holdings’ regional-banking results are concerning: Q3 EPS of $0.06 missed estimates by $0.78, while revenue of $126 million fell $10 million short despite 16% year-over-year growth.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-27 | Q3 2026 | 0.79 | 0.06 | -92.41% | $126.4M | ❌ Miss | -3.85% | — | — |
| 2026-07-21 | Q2 2026 | 0.81 | 0.78 | -3.70% | $129.1M | ❌ Miss | -4.32% | -6.66% | -8.54% |
| 2026-04-21 | Q1 2026 | 0.63 | 0.72 | +14.29% | $126.8M | ✅ Beat | -1.49% | +2.65% | -0.27% |
| 2026-01-27 | Q4 2025 | 0.84 | 0.60 | -28.57% | $100.6M | ❌ Miss | -0.51% | +3.19% | +2.45% |
| 2025-10-21 | Q3 2025 | 0.87 | 0.96 | +10.34% | $108.9M | ✅ Beat | +2.29% | +0.06% | -3.46% |
| 2025-04-22 | Q1 2025 | 0.75 | 0.63 | -16.00% | $102.1M | ❌ Miss | -6.24% | -0.52% | +0.80% |
| 2025-01-22 | Q4 2024 | 0.77 | 0.86 | +11.69% | $107.8M | ✅ Beat | -3.03% | -2.08% | -3.71% |
| 2024-10-22 | Q3 2024 | 0.75 | 0.86 | +14.67% | $106.0M | ✅ Beat | +7.58% | +8.98% | +12.25% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $11.9M total
| Segment | Share | Revenue | YoY | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 |
|---|---|---|---|---|---|---|---|
| Service charges and other fees | 45.0% | $5.4M | +8.7% | $15.8M | $5.2M | $4.9M | $5.3M |
| Credit and Debit Card | 38.7% | $4.6M | — | — | — | — | — |
| Other Non-Interest income | 16.3% | $1.9M | +35.6% | $4.2M | $1.4M | $1.4M | $1.4M |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.