MTB Earnings Date: Jan 19, 2027 — M&T Bank Corporation
NYSE · Financials · Banks - Regional
Updated
When is MTB's next earnings date?
M&T Bank Corporation (MTB) is scheduled to report Q4 2026 earnings on Tuesday, January 19, 2027 at 5:30 AM ET (before market open). The consensus estimate is EPS of $5.01 on revenue of $2.55B.
How did MTB do in its last earnings report?
In its most recent report on Oct 16, 2026 (Q3 2026), M&T Bank Corporation posted EPS of $5.08 versus the $4.93 estimate, a beat of 3.0%. Revenue was $2.55B against a $2.53B estimate. The stock's 1-day post-earnings move was -1.5%.
How much does MTB stock move after earnings?
MTB beat EPS estimates in 7 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 1.8% (up or down) in the day after earnings.
About M&T Bank Corporation
M&T Bank Corporation functions as a bank holding entity, delivering a broad spectrum of financial solutions to both commercial enterprises and individual consumers. Its Business Banking division caters to small businesses and professionals, providing essential services such as deposit accounts, credit facilities, and treasury management solutions. The Commercial Banking arm extends its reach to middle-market and large corporate clients, supplying a robust suite of offerings including deposit products, commercial loans and leases, letters of credit, and sophisticated cash management tools. Dedicated to Commercial Real Estate, the company engages in the origination, sale, and servicing of commercial property loans, alongside offering deposit services tailored for this sector. The Discretionary Portfolio segment focuses on internal financial management, overseeing deposits, investment securities, residential real estate loans, and other assets, while also managing short- and long-term borrowed funds and foreign exchange operations. Through its Residential Mortgage Banking segment, M&T originates home loans for consumers, subsequently selling these loans in the secondary market. It also acquires servicing rights for loans initially originated by other institutions. The Retail Banking segment serves individual customers with a diverse array of financial products, including demand, savings, and time deposit accounts; various consumer installment loans such as automobile and recreational vehicle financing; home equity loans and lines of credit; credit cards; and investment vehicles like mutual funds and annuities. Beyond these, M&T Bank offers specialized financial services encompassing trust and wealth management, fiduciary and custodial services, insurance brokerage, institutional securities services, and investment management. Customers can access these services through an extensive network of physical banking offices, dedicated business banking centers, as well as via telephone, online platforms, and automated teller machines (ATMs). As of December 31, 2021, the corporation maintained 688 domestic banking locations across New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia. Additionally, it operates a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation, established in 1856, has its corporate headquarters situated in Buffalo, New York.
🤖 AI Earnings Analysis
M&T Bank posted a solid quarter, with **EPS of $5.08** beating estimates by $0.15 and net income of **$775M**. In regional banks, that’s a healthy result, though the provided revenue data is noisy and offers little evidence of clear top-line acceleration.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-16 | Q3 2026 | 4.93 | 5.08 | +3.04% | $2.55B | ✅ Beat | -1.54% | +1.91% | — |
| 2026-07-15 | Q2 2026 | 4.67 | 5.35 | +14.56% | $2.53B | ✅ Beat | +2.76% | +2.82% | +4.84% |
| 2026-04-15 | Q1 2026 | 4.02 | 4.18 | +3.98% | $2.44B | ✅ Beat | -1.55% | -0.73% | -7.45% |
| 2026-01-16 | Q4 2025 | 4.46 | 4.72 | +5.83% | $2.48B | ✅ Beat | -0.13% | +0.59% | +7.43% |
| 2025-10-16 | Q3 2025 | 4.40 | 4.87 | +10.68% | $2.51B | ✅ Beat | -3.46% | -1.57% | +0.73% |
| 2025-07-16 | Q2 2025 | 4.02 | 4.28 | +6.47% | $2.40B | ✅ Beat | -2.42% | -0.25% | -2.06% |
| 2025-04-14 | Q1 2025 | 3.40 | 3.38 | -0.59% | $2.31B | ❌ Miss | +0.35% | -0.75% | +18.08% |
| 2025-01-16 | Q4 2024 | 3.74 | 3.92 | +4.81% | $2.38B | ✅ Beat | -2.37% | -1.93% | -1.02% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $2.53B total
| Segment | Share | Revenue | YoY | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 |
|---|---|---|---|---|---|---|---|
| Retail Bank | 47.8% | $1.21B | — | — | — | — | — |
| Commercial Bank | 29.7% | $752.0M | — | — | — | — | — |
| Institutional Services and Wealth Management | 15.2% | $384.0M | — | — | — | — | — |
| All Other | 7.3% | $186.0M | — | — | — | — | — |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.