MCHB Earnings Date: Jan 29, 2027 (Estimated) — Mechanics Bank
NASDAQ · Financials · Banks - Regional
Updated
When is MCHB's next earnings date?
Mechanics Bank (MCHB) is expected to report Q4 2026 earnings on Friday, January 29, 2027 at 8:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.28 on revenue of $203.2M.
How did MCHB do in its last earnings report?
In its most recent report on Oct 28, 2026 (Q3 2026), Mechanics Bank posted EPS of $0.20 versus the $0.28 estimate, a miss of 28.6%. Revenue was $161.5M against a $199.2M estimate. The stock's 1-day post-earnings move was -1.8%.
How much does MCHB stock move after earnings?
MCHB beat EPS estimates in 4 of its last 8 reported quarters. Over the last 5 reports the stock moved an average of 2.3% (up or down) in the day after earnings.
About Mechanics Bank
Mechanics Bank delivers a comprehensive suite of financial solutions, catering to the diverse needs of individual clients and small to mid-sized businesses. Its foundational offerings include a variety of checking and savings accounts. Beyond core deposit services, the bank provides an extensive portfolio of lending options, encompassing personal loans for homes and automobiles, various business financing such as term loans, lines of credit, equipment financing, and Small Business Administration (SBA) loans. It also specializes in multi-family, commercial, and owner-occupied real estate lending. The institution further supports its clients with credit and debit cards, sophisticated payable and receivable solutions, robust fraud prevention, and comprehensive cash management services. For businesses, it delivers merchant and payroll services, Paycheck Protection Program (PPP) solutions, and workplace benefit plans. Additional specialized services span foreign currency exchange, cashier's checks, wire transfers, overdraft protection, deposit and treasury services, alongside sophisticated wealth management offerings like trust and estate planning, investment and asset management, and retirement planning. Convenience is enhanced through its online and mobile banking platforms. The bank operates an extensive network of 115 branch locations strategically positioned across key Californian regions, including the Greater San Francisco, Sacramento, Los Angeles, and San Diego areas, as well as the Central Valley. Established in 1905, Mechanics Bank is headquartered in Walnut Creek, California.
🤖 AI Earnings Analysis
Mechanics Bancorp’s results are weak: Q3 revenue of $161M missed estimates by $38M, while EPS of $0.20 fell 20% year over year and missed by $0.08. Reported revenue growth is distorted by an apparent comparison anomaly.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-28 | Q3 2026 | 0.28 | 0.20 | -28.57% | $161.5M | ❌ Miss | -1.81% | — | — |
| 2026-07-29 | Q2 2026 | 0.25 | 0.25 | +0.00% | $201.0M | ➖ Inline | +4.11% | +5.39% | +1.35% |
| 2026-04-30 | Q1 2026 | 0.26 | 0.19 | -26.92% | $200.1M | ❌ Miss | -2.74% | -2.32% | +1.68% |
| 2026-01-30 | Q4 2025 | 0.15 | 0.54 | +260.00% | $181.5M | ✅ Beat | -1.16% | -0.72% | -2.09% |
| 2025-10-30 | Q3 2025 | -0.03 | 0.25 | +933.33% | $145.7M | ✅ Beat | -1.63% | -3.18% | +10.77% |
| 2022-10-24 | 1.02 | 1.08 | — | $72.1M | ✅ Beat | — | — | — | |
| 2022-07-25 | 0.96 | 0.94 | — | $73.1M | ❌ Miss | — | — | — | |
| 2022-04-25 | 0.95 | 1.01 | — | $70.1M | ✅ Beat | — | — | — |
Showing last 8 quarters.