MCBS Earnings Date: Jan 25, 2027 (Estimated) — MetroCity Bankshares, Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is MCBS's next earnings date?
MetroCity Bankshares, Inc. (MCBS) is expected to report Q4 2026 earnings on Monday, January 25, 2027 at 9:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.84 on revenue of $51.1M.
How did MCBS do in its last earnings report?
In its most recent report on Oct 23, 2026 (Q3 2026), MetroCity Bankshares, Inc. posted EPS of $0.84 versus the $0.84 estimate, an in-line result. Revenue was $47.9M against a $51.3M estimate. The stock's 1-day post-earnings move was +0.9%.
How much does MCBS stock move after earnings?
MCBS beat EPS estimates in 3 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 2.6% (up or down) in the day after earnings.
About MetroCity Bankshares, Inc.
MetroCity Bankshares, Inc. functions as the parent company for Metro City Bank, delivering a comprehensive suite of banking and financial solutions throughout the United States. Its services cater to a diverse client base, including individuals, small and medium-sized enterprises, larger businesses, and local government bodies. The bank facilitates a variety of deposit accounts, such as personal and business checking, savings, certificates of deposit, and money transfer capabilities. Furthermore, it extends credit through construction and development loans, commercial real estate financing, industrial and business loans, single-family home mortgages, Small Business Administration (SBA) loans, and other consumer credit products. Customers also benefit from modern conveniences like online banking, treasury management, wire transfers, automated clearing house (ACH) services, and broader cash management solutions. Founded in 2006 and headquartered in Doraville, Georgia, the company maintains a physical presence with 19 full-service branch locations spanning Alabama, Florida, Georgia, New York, New Jersey, Texas, and Virginia.
🤖 AI Earnings Analysis
MetroCity’s regional-bank results were mixed: EPS held at consensus at $0.84, but revenue missed at $48M despite 26% year-over-year growth. Strong reported growth contrasts with the topline shortfall, tempering an otherwise positive trend.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-23 | Q3 2026 | 0.84 | 0.84 | +0.00% | $47.9M | ➖ Inline | +0.88% | +1.69% | — |
| 2026-07-24 | Q2 2026 | 0.82 | 0.76 | -7.32% | $49.8M | ❌ Miss | -5.21% | -2.45% | -2.10% |
| 2026-04-24 | Q1 2026 | 0.77 | 0.77 | +0.00% | $50.8M | ➖ Inline | +3.65% | +3.91% | +5.55% |
| 2026-01-30 | Q4 2025 | 0.73 | 0.68 | -6.85% | $43.7M | ❌ Miss | +2.77% | +10.22% | +4.68% |
| 2025-10-17 | Q3 2025 | 0.67 | 0.67 | +0.00% | $38.0M | ➖ Inline | +2.17% | +1.93% | +1.29% |
| 2025-04-18 | Q1 2025 | 0.61 | 0.63 | +3.28% | $36.0M | ✅ Beat | +1.91% | +2.26% | +8.31% |
| 2025-01-21 | Q4 2024 | 0.61 | 0.63 | +3.28% | $35.4M | ✅ Beat | +2.14% | -0.17% | -1.07% |
| 2024-10-18 | Q3 2024 | 0.64 | 0.65 | +1.56% | $36.9M | ✅ Beat | -2.04% | -7.03% | +5.41% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $2.4M total
| Segment | Share | Revenue | YoY | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 |
|---|---|---|---|---|---|---|---|
| Other service charges, commissions and fees | 59.8% | $1.4M | -11.9% | $3.3M | $1.6M | $1.6M | $2.4M |
| Deposit Account | 40.2% | $958K | +89.7% | $1.5M | $500K | $505K | $551K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.