MBWM Earnings Date: Jan 19, 2027 (Estimated) — Mercantile Bank Corporation
NASDAQ · Financials · Banks - Regional
Updated
When is MBWM's next earnings date?
Mercantile Bank Corporation (MBWM) is expected to report Q4 2026 earnings on Tuesday, January 19, 2027 at 5:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.37 on revenue of $71.7M.
How did MBWM do in its last earnings report?
In its most recent report on Oct 20, 2026 (Q3 2026), Mercantile Bank Corporation posted EPS of $1.42 versus the $1.35 estimate, a beat of 5.2%. Revenue was $73.2M against a $70.9M estimate. The stock's 1-day post-earnings move was +1.1%.
How much does MBWM stock move after earnings?
MBWM beat EPS estimates in 8 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 2.7% (up or down) in the day after earnings.
About Mercantile Bank Corporation
Mercantile Bank Corporation serves as the parent holding company for Mercantile Bank of Michigan, providing a full spectrum of commercial and personal banking solutions to small and mid-sized businesses, as well as individual customers, across the United States. The institution facilitates a diverse range of deposit offerings, including checking, savings, term certificates, time deposits, and certificates of deposit (CDs). Its extensive lending portfolio encompasses commercial and industrial financing; loans for vacant land, property development, and new home construction; mortgages for both owner-occupied and investment real estate (such as multi-family and rental properties); single-family residential loans; home equity lines of credit (HELOCs); and various consumer loans, including funding for new and pre-owned vehicles, watercraft, credit cards, and overdraft protection, alongside residential mortgage and installment options. Beyond core banking, Mercantile Bank supplies additional conveniences like courier services and secure deposit boxes. It also markets a comprehensive array of insurance policies, such as coverage for private auto, homeowners, personal inland marine, boat owners, recreational vehicles, dwelling fire, umbrella liability, small business needs, and life insurance. The bank's infrastructure further includes 22 automated teller machines (ATMs) and 19 video banking machines. As of January 18, 2022, the company maintained 44 branch locations. Established in 1997, Mercantile Bank Corporation's main office is situated in Grand Rapids, Michigan.
🤖 AI Earnings Analysis
Mercantile’s regional-banking quarter was solid: loan growth, local deposit generation and strong asset quality supported $73M revenue, up 18% year over year, and $1.42 EPS, $0.07 above estimates. The $0.40 dividend underscores capital strength, though EPS dipped from $1.46 a year ago.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-20 | Q3 2026 | 1.35 | 1.42 | +5.19% | $73.2M | ✅ Beat | +1.06% | +4.67% | — |
| 2026-07-21 | Q2 2026 | 1.33 | 1.53 | +15.04% | $68.8M | ✅ Beat | +3.49% | +1.66% | +5.57% |
| 2026-04-21 | Q1 2026 | 1.32 | 1.46 | +10.61% | $67.6M | ✅ Beat | -3.43% | -3.73% | -4.42% |
| 2026-01-20 | Q4 2025 | 1.37 | 1.40 | +2.19% | $62.1M | ✅ Beat | +0.77% | +1.57% | +7.42% |
| 2025-10-21 | Q3 2025 | 1.38 | 1.46 | +5.80% | $62.4M | ✅ Beat | +0.62% | +0.35% | -1.98% |
| 2025-04-22 | Q1 2025 | 1.19 | 1.21 | +1.68% | $57.3M | ✅ Beat | +3.48% | +4.89% | +14.20% |
| 2025-01-21 | Q4 2024 | 1.14 | 1.22 | +7.02% | $58.5M | ✅ Beat | +5.75% | +13.30% | +10.03% |
| 2024-10-15 | Q3 2024 | 1.17 | 1.22 | +4.27% | $58.0M | ✅ Beat | +2.74% | -0.10% | +15.70% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q3 FY26 · $6.8M total
| Segment | Share | Revenue | YoY | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 |
|---|---|---|---|---|---|---|---|
| Credit and Debit Card | 42.7% | $2.9M | +22.8% | $2.3M | $4.3M | $2.2M | $2.4M |
| Service Charges on Deposit and Sweep Accounts | 40.2% | $2.7M | +32.9% | $1.8M | $3.4M | $1.8M | $2.0M |
| Payroll Processing | 12.5% | $851K | +3.2% | $713K | $1.7M | $1.0M | $783K |
| Customer Service | 4.6% | $314K | +5.4% | $231K | $383K | $197K | $179K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.