MBIN Earnings Date: Jan 27, 2027 (Estimated) — Merchants Bancorp
NASDAQ · Financials · Banks - Regional
Updated
When is MBIN's next earnings date?
Merchants Bancorp (MBIN) is expected to report Q4 2026 earnings on Wednesday, January 27, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.45 on revenue of $187.8M.
How did MBIN do in its last earnings report?
In its most recent report on Oct 28, 2026 (Q3 2026), Merchants Bancorp posted EPS of $2.06 versus the $1.39 estimate, a beat of 48.2%. Revenue was $224.9M against a $182.9M estimate. The stock's 1-day post-earnings move was +5.8%.
How much does MBIN stock move after earnings?
MBIN beat EPS estimates in 6 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 8.8% (up or down) in the day after earnings.
About Merchants Bancorp
Merchants Bancorp operates as a diversified financial services holding company across the United States. Its operations are organized into three primary divisions: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking. The Multi-family Mortgage Banking division focuses on originating and servicing government-sponsored mortgages for multi-family dwellings and healthcare institutions. It also tailors loan products specifically for independent living, assisted living, memory care, and skilled nursing developments, and serves as a syndicator for low-income housing tax credits and related debt funds. The Mortgage Warehousing division provides funding for residential loans eligible for agency backing, covering their initiation, acquisition, and sale within the secondary market, in addition to extending commercial credit to non-depository financial firms. Finally, the Banking division offers a broad spectrum of financial products and services to both individual consumers and businesses. These offerings encompass various deposit accounts and a diverse portfolio of loan options, including multi-family construction and bridge loans, commercial real estate, commercial and industrial, agricultural, residential mortgage, and consumer credit. Furthermore, this segment facilitates single-family mortgage lending, construction, bridge, and lot financing, first-lien home equity lines of credit, and Small Business Administration (SBA) lending programs. Founded in 1990, Merchants Bancorp maintains its corporate headquarters in Carmel, Indiana.
🤖 AI Earnings Analysis
Merchants Bancorp delivered a strong regional-bank quarter: net income surged 92% year over year to $105.2 million, while EPS of $2.06 beat estimates by $0.67. Revenue reached $225 million versus $183 million expected; the reported growth metrics appear inconsistent, but earnings momentum is compelling.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-28 | Q3 2026 | 1.39 | 2.06 | +48.20% | $224.9M | ✅ Beat | +5.84% | — | — |
| 2026-07-28 | Q2 2026 | 1.22 | 1.48 | +21.31% | $182.2M | ✅ Beat | +11.30% | +13.99% | +9.70% |
| 2026-04-28 | Q1 2026 | 1.16 | 1.25 | +7.76% | $175.2M | ✅ Beat | -9.33% | -6.60% | -4.53% |
| 2026-01-28 | Q4 2025 | 0.94 | 1.28 | +36.17% | $185.3M | ✅ Beat | +15.70% | +22.36% | +20.97% |
| 2025-10-28 | Q3 2025 | 0.79 | 0.97 | +22.78% | $171.1M | ✅ Beat | -1.96% | -2.81% | +1.34% |
| 2025-07-28 | Q2 2025 | 1.10 | 0.60 | -45.45% | $179.2M | ❌ Miss | -10.83% | -13.86% | -6.47% |
| 2025-04-28 | Q1 2025 | 1.28 | 0.98 | -23.44% | $145.9M | ❌ Miss | -8.62% | -7.44% | -3.11% |
| 2025-01-28 | Q4 2024 | 1.30 | 1.64 | +26.15% | $193.8M | ✅ Beat | +6.51% | +5.64% | +2.59% |
Showing last 8 quarters.