ISBA Earnings Date: Feb 11, 2027 (Estimated) — Isabella Bank Corporation
NASDAQ · Financials · Banks - Regional
Updated
When is ISBA's next earnings date?
Isabella Bank Corporation (ISBA) is expected to report Q4 2026 earnings on Thursday, February 11, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.95 on revenue of $24.3M.
How did ISBA do in its last earnings report?
In its most recent report on Oct 29, 2026, Isabella Bank Corporation posted EPS of $0.95 versus the $0.92 estimate, a beat of 3.3%. Revenue was $27.5M against a $23.9M estimate.
How much does ISBA stock move after earnings?
ISBA beat EPS estimates in 4 of its last 8 reported quarters. Over the last 4 reports the stock moved an average of 3.0% (up or down) in the day after earnings.
About Isabella Bank Corporation
Isabella Bank Corporation serves as the parent company for Isabella Bank, providing a comprehensive suite of banking products and financial services. Its diverse clientele includes businesses, institutions, private individuals, and families. The bank facilitates savings through various deposit options, such as checking and savings accounts, certificates of deposit (CDs), direct deposit services, and money market accounts. Its lending solutions are extensive, comprising commercial, agricultural, and residential real estate loans, alongside consumer credit offerings, including both secured and unsecured personal loans. Beyond core banking, Isabella Bank Corporation offers a range of additional amenities. These include cash management tools, mobile and internet banking platforms, electronic bill payment, automated teller machines (ATMs), specialized trust and investment advisory, estate planning assistance, and safe deposit box rentals. The corporation also extends its services to include group life, health, accident, and disability insurance products, as well as various other employee benefit programs. As of December 31, 2021, the company maintained 30 branch locations situated in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. With a heritage dating back to its founding in 1903, Isabella Bank Corporation is headquartered in Mount Pleasant, Michigan.
🤖 AI Earnings Analysis
ISBA delivered a strong reported beat, with $0.95 EPS versus $0.92 estimates and $28M revenue versus $24M. However, extraordinary 1,011.5% revenue growth is not enough to establish a durable regional-bank growth trajectory.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-29 | 0.92 | 0.95 | +3.26% | $27.5M | ✅ Beat | — | — | — | |
| 2026-07-23 | Q2 2026 | 0.92 | 0.69 | -25.00% | $22.5M | ❌ Miss | -3.46% | +4.39% | +4.73% |
| 2026-04-23 | Q1 2026 | 0.78 | 0.68 | -12.82% | $21.2M | ❌ Miss | -4.35% | -10.13% | -6.90% |
| 2026-02-05 | Q4 2025 | 0.74 | 0.64 | -13.51% | $21.2M | ❌ Miss | -3.24% | +3.26% | -9.73% |
| 2025-10-27 | Q3 2025 | 0.62 | 0.71 | +14.52% | $20.5M | ✅ Beat | -1.03% | +7.06% | +23.71% |
| 2022-10-20 | 0.79 | 0.77 | — | $19.5M | ❌ Miss | — | — | — | |
| 2022-07-21 | 0.58 | 0.69 | — | $17.8M | ✅ Beat | — | — | — | |
| 2022-04-21 | 0.61 | 0.62 | — | $16.4M | ✅ Beat | — | — | — |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $3.2M total
| Segment | Share | Revenue | YoY | Q3 FY18 | Q4 FY18 | Q1 FY19 | Q2 FY19 |
|---|---|---|---|---|---|---|---|
| Debit Card | 37.3% | $1.2M | — | $600K | $678K | $583K | $657K |
| Fiduciary and Trust | 31.8% | $1.0M | — | $562K | $506K | $509K | $602K |
| Service Charges And Deposit Account Fees | 10.8% | $348K | — | $83K | $82K | $79K | $79K |
| ATM Income | 9.2% | $294K | — | — | — | — | — |
| Investment Advice | 6.1% | $197K | — | $186K | $186K | $168K | $178K |
| Other Revenue | 4.7% | $152K | — | — | — | — | — |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.