INDB Earnings Date: Jan 28, 2027 (Estimated) — Independent Bank Corp.
NASDAQ · Financials · Banks - Regional
Updated
When is INDB's next earnings date?
Independent Bank Corp. (INDB) is expected to report Q4 2026 earnings on Thursday, January 28, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.94 on revenue of $265.0M.
How did INDB do in its last earnings report?
In its most recent report on Oct 15, 2026 (Q3 2026), Independent Bank Corp. posted EPS of $1.90 versus the $1.85 estimate, a beat of 2.7%. Revenue was $261.9M against a $262.4M estimate. The stock's 1-day post-earnings move was +3.6%.
How much does INDB stock move after earnings?
INDB beat EPS estimates in 4 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 3.2% (up or down) in the day after earnings.
About Independent Bank Corp.
Independent Bank Corp. functions as the parent company for Rockland Trust Company, delivering a wide array of commercial banking products and services. Its clientele primarily consists of private individuals and small to mid-sized businesses, largely within Massachusetts. The institution offers diverse deposit options, including interest-bearing checking, money market, and savings accounts, in addition to demand deposits and time certificates of deposit. Its extensive lending portfolio covers commercial and industrial loans, commercial real estate and construction financing, small business loans, consumer real estate loans, and personal loans. Beyond core banking, the company provides wealth management and fiduciary services for a broad spectrum of clients, from private individuals and institutions to small businesses and charitable organizations. It also offers digital banking solutions (online and mobile), estate planning, financial advisory, and tax assistance. Customers have access to ATM and debit card services, alongside various investment products such as mutual funds, unit investment trusts, general securities, fixed and variable annuities, and life insurance. As of December 31, 2021, Independent Bank Corp. maintained a substantial physical presence, operating 119 retail branches, two limited-service retail branches, and one mobile branch. These facilities are strategically located across Eastern Massachusetts, encompassing Barnstable, Bristol, Dukes, Essex, Middlesex, Nantucket, Norfolk, Plymouth, Suffolk, and Worcester counties. Established in 1907, the company is headquartered in Rockland, Massachusetts.
🤖 AI Earnings Analysis
Independent Bank posted a solid but not clean quarter: EPS beat by **$0.05** to **$1.90**, while revenue merely matched at **$262M**. For a regional bank, that suggests decent execution and better profitability, but no real top-line breakout.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-15 | Q3 2026 | 1.85 | 1.90 | +2.70% | $261.9M | ✅ Beat | +3.63% | +8.24% | — |
| 2026-07-16 | Q2 2026 | 1.77 | 1.70 | -3.95% | $253.3M | ❌ Miss | -3.05% | -2.75% | -1.41% |
| 2026-04-16 | Q1 2026 | 1.69 | 1.68 | -0.59% | $252.7M | ❌ Miss | -0.60% | -0.22% | -3.03% |
| 2026-01-22 | Q4 2025 | 1.65 | 1.70 | +3.03% | $253.9M | ✅ Beat | -2.76% | -0.01% | -0.69% |
| 2025-10-16 | Q3 2025 | 1.54 | 1.55 | +0.65% | $243.7M | ✅ Beat | +2.85% | +5.80% | +7.41% |
| 2025-04-17 | Q1 2025 | 1.16 | 1.06 | -8.62% | $178.0M | ❌ Miss | -2.18% | +3.95% | +15.77% |
| 2025-01-16 | Q4 2024 | 1.16 | 1.21 | +4.31% | $176.9M | ✅ Beat | +4.88% | +4.15% | +9.36% |
| 2024-10-17 | Q3 2024 | 1.05 | 1.01 | -3.81% | $175.3M | ❌ Miss | -5.41% | -3.52% | +10.95% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $30.9M total
| Segment | Share | Revenue | YoY | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 |
|---|---|---|---|---|---|---|---|
| Investment Advisory, Management and Administrative Service | 43.9% | $13.6M | +31.6% | $29.2M | $10.0M | $10.3M | $12.4M |
| Deposit Account | 30.4% | $9.4M | +31.5% | $20.2M | $7.1M | $7.1M | $8.8M |
| Credit Card, Merchant Discount | 12.2% | $3.8M | +12.9% | $9.6M | $3.1M | $3.4M | $4.0M |
| Investment Advisory, Retail Investment and Insurance Service | 4.4% | $1.4M | +30.6% | $3.6M | $1.2M | $1.0M | $1.3M |
| ATM Charge | 4.1% | $1.3M | +10.4% | $3.5M | $1.0M | $1.1M | $1.2M |
| Credit Card Income | 2.9% | $882K | +36.1% | $1.8M | $587K | $648K | $813K |
| Merchant Processing | 2.2% | $667K | +36.4% | $1.3M | $560K | $489K | $484K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.