HBT Earnings Date: Jan 25, 2027 (Estimated) — HBT Financial, Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is HBT's next earnings date?
HBT Financial, Inc. (HBT) is expected to report Q4 2026 earnings on Monday, January 25, 2027 at 7:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.79 on revenue of $83.7M.
How did HBT do in its last earnings report?
In its most recent report on Oct 26, 2026 (Q3 2026), HBT Financial, Inc. posted EPS of $0.86 versus the $0.78 estimate, a beat of 10.3%. Revenue was $84.2M against a $82.8M estimate. The stock's 1-day post-earnings move was +2.7%.
How much does HBT stock move after earnings?
HBT beat EPS estimates in 7 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 2.8% (up or down) in the day after earnings.
About HBT Financial, Inc.
HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company, offering a comprehensive suite of financial products and services. They cater to a diverse client base, including individuals, businesses, and municipal entities, providing retail, commercial, and business banking solutions. Their deposit offerings encompass a variety of options, such as non-interest and interest-bearing demand accounts, money market accounts, savings accounts, certificates of deposit (CDs), health savings accounts (HSAs), and individual retirement accounts (IRAs). The company's extensive lending portfolio spans commercial real estate (both owner-occupied and investment properties), construction and land development, multi-family housing, commercial and industrial (C&I) loans, agricultural and farmland financing, and one-to-four family residential mortgages, as well as municipal and consumer loans. Beyond traditional banking, HBT Financial also provides robust wealth management services. These include financial planning for consumers, trusts, and estates; trustee and custodial responsibilities; investment management; corporate retirement plan consulting and administration; and retail brokerage. Further extending its offerings, the company provides specialized services like farmland management, sales, and crop insurance, in addition to treasury management solutions. It also originates residential mortgage loans and subsequently sells them. Modern digital banking solutions are readily available, encompassing online and mobile banking platforms, various digital payment services, and personal financial management tools. The company maintains an extensive branch network, with 57 locations situated across Central and Northeastern Illinois, complemented by four branches in Eastern Iowa. Established in 1920, HBT Financial, Inc. was originally known as Heartland Bancorp, Inc., before adopting its current name in September 2019. The company's headquarters are located in Bloomington, Illinois.
🤖 AI Earnings Analysis
HBT Financial delivered a strong regional-bank quarter, beating EPS estimates by $0.08 and revenue by $1 million; revenue rose 40% year over year to $84 million, while EPS advanced 32% to $0.86.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-26 | Q3 2026 | 0.78 | 0.86 | +10.26% | $84.2M | ✅ Beat | +2.68% | — | — |
| 2026-07-27 | Q2 2026 | 0.73 | 0.78 | +6.85% | $80.9M | ✅ Beat | +3.90% | +7.65% | +8.68% |
| 2026-04-27 | Q1 2026 | 0.62 | 0.68 | +9.68% | $67.3M | ✅ Beat | -1.30% | -0.40% | +3.43% |
| 2026-01-26 | Q4 2025 | 0.64 | 0.64 | +0.00% | $60.4M | ➖ Inline | -2.93% | -2.15% | -0.37% |
| 2025-10-20 | Q3 2025 | 0.62 | 0.65 | +4.84% | $59.8M | ✅ Beat | +4.16% | +6.04% | -1.97% |
| 2025-04-21 | Q1 2025 | 0.56 | 0.61 | +8.93% | $58.0M | ✅ Beat | +1.53% | +6.40% | +12.14% |
| 2025-01-22 | Q4 2024 | 0.58 | 0.62 | +6.90% | $59.0M | ✅ Beat | -0.05% | +7.62% | +13.87% |
| 2024-10-21 | Q3 2024 | 0.57 | 0.61 | +7.02% | $56.4M | ✅ Beat | -5.68% | -6.53% | +6.76% |
Showing last 8 quarters.