HBNC Earnings Date: Jan 20, 2027 (Estimated) — Horizon Bancorp, Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is HBNC's next earnings date?
Horizon Bancorp, Inc. (HBNC) is expected to report Q4 2026 earnings on Wednesday, January 20, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.54 on revenue of $78.5M.
How did HBNC do in its last earnings report?
In its most recent report on Oct 21, 2026 (Q3 2026), Horizon Bancorp, Inc. posted EPS of $0.56 versus the $0.53 estimate, a beat of 5.7%. Revenue was $77.1M against a $77.8M estimate. The stock's 1-day post-earnings move was +2.0%.
How much does HBNC stock move after earnings?
HBNC beat EPS estimates in 6 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 2.6% (up or down) in the day after earnings.
About Horizon Bancorp, Inc.
Horizon Bancorp, Inc. acts as the parent organization for Horizon Bank, overseeing the delivery of a full spectrum of commercial and retail banking services. The company provides a variety of deposit options and extends diverse loan products, including commercial, residential real estate, specialized mortgage warehouse, and consumer credit facilities. Furthermore, it offers corporate and individual trust and agency services, investment management, and real estate investment trust (REIT) solutions, alongside a selection of insurance offerings. With a footprint of 78 full-service branch locations, Horizon Bancorp serves customers across northern and central Indiana, and southern and central Michigan. This organization, which was founded in 1873, maintains its principal office in Michigan City, Indiana.
🤖 AI Earnings Analysis
Horizon’s Q3 delivered a solid EPS beat, with profit rising to $0.56 from $0.21 year over year, but revenue missed estimates at $77M. For this regional bank, earnings strength is encouraging, though the topline shortfall tempers the quarter.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-21 | Q3 2026 | 0.53 | 0.56 | +5.66% | $77.1M | ✅ Beat | +1.99% | +5.56% | — |
| 2026-07-22 | Q2 2026 | 0.51 | 0.54 | +5.88% | $75.5M | ✅ Beat | -0.80% | +2.30% | -3.04% |
| 2026-04-22 | Q1 2026 | 0.48 | 0.51 | +6.25% | $73.5M | ✅ Beat | +1.39% | +2.03% | +4.92% |
| 2026-01-21 | Q4 2025 | 0.50 | 0.53 | +6.00% | $74.9M | ✅ Beat | +2.14% | -5.40% | -0.84% |
| 2025-10-22 | Q3 2025 | 0.47 | 0.21 | -55.32% | $62.2M | ❌ Miss | -2.27% | -0.71% | -1.56% |
| 2025-07-23 | Q2 2025 | 0.44 | 0.47 | +6.82% | $66.3M | ✅ Beat | -3.02% | -1.18% | -4.93% |
| 2025-04-23 | Q1 2025 | 0.41 | 0.54 | +31.71% | $68.8M | ✅ Beat | +4.55% | +3.50% | +4.25% |
| 2025-01-22 | Q4 2024 | -0.13 | -0.25 | -92.31% | $24.2M | ❌ Miss | +4.70% | +7.97% | +6.81% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q3 FY18 · $5.4M total
| Segment | Share | Revenue | YoY | Q3 FY18 |
|---|---|---|---|---|
| Deposit Account | 37.0% | $2.0M | — | $2.0M |
| Fiduciary and Trust | 34.1% | $1.9M | — | $1.9M |
| Interchange fees | 25.9% | $1.4M | — | $1.4M |
| Wire transfer fees | 2.9% | $160K | — | $160K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.