FXNC Earnings Date: Feb 4, 2027 (Estimated) — First National Corporation
NASDAQ · Financials · Banks - Regional
Updated
When is FXNC's next earnings date?
First National Corporation (FXNC) is expected to report Q4 2026 earnings on Thursday, February 4, 2027 at 8:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.64 on revenue of $24.4M.
How did FXNC do in its last earnings report?
In its most recent report on Oct 23, 2026 (Q3 2026), First National Corporation posted EPS of $0.76 versus the $0.63 estimate, a beat of 20.3%. Revenue was $25.3M against a $24.3M estimate. The stock's 1-day post-earnings move was +0.4%.
How much does FXNC stock move after earnings?
FXNC beat EPS estimates in 5 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 2.5% (up or down) in the day after earnings.
About First National Corporation
First National Corporation serves as the holding company for First Bank, which offers a diverse array of financial solutions and commercial banking services. It caters to a broad clientele across Virginia, including individuals, small and medium-sized enterprises, estates, local governmental bodies, and non-profit organizations. The bank's deposit offerings encompass essential accounts such as checking, savings, money market, and individual retirement accounts (IRAs), along with certificates of deposit (CDs) and sophisticated treasury management services. Its lending portfolio is extensive, featuring construction financing for residential properties, land acquisition, and development. It also provides mortgages for 1-4 family homes and commercial real estate loans, which are secured by various property types like multi-family residences, office and retail buildings, hotels, industrial sites, and religious facilities. For businesses, the bank extends commercial and industrial (C&I) loans, often collateralized by assets such as accounts receivable, equipment, and inventory. Furthermore, personal financing options range from home equity loans to a variety of secured and unsecured consumer loans, including lines of credit, vehicle financing, loans against deposits, and both installment and demand loans. Beyond traditional banking, First National Corporation delivers comprehensive wealth management services. These include estate planning, investment management for assets, and acting as a trustee for agreements and wills, in addition to estate settlement. Complementary services provided by the company include title insurance and investment advisory. Customers also benefit from modern conveniences such as internet and mobile banking, and remote deposit capture. The bank's presence spans 20 branch locations, a dedicated loan production office, a customer service center, and an expansive network of ATMs. The company was established in 1907 and its headquarters are situated in Strasburg, Virginia.
🤖 AI Earnings Analysis
First National delivered a strong quarter, with EPS of $0.76 beating estimates by $0.13 and rising 31% year over year; revenue grew 9% to $25 million, also ahead. The reported 2,711% revenue-growth figure is anomalous, so the modest underlying increase—not headline growth—better reflects regional-bank momentum.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-23 | Q3 2026 | 0.63 | 0.76 | +20.25% | $25.3M | ✅ Beat | +0.44% | +3.62% | — |
| 2026-07-29 | Q2 2026 | 0.59 | 0.63 | +6.78% | $24.0M | ✅ Beat | +3.59% | +5.35% | +2.03% |
| 2026-04-30 | Q1 2026 | 0.55 | 0.54 | -1.82% | $22.5M | ❌ Miss | -4.42% | -1.63% | +0.04% |
| 2026-01-29 | Q4 2025 | 0.60 | 0.62 | +3.33% | $24.0M | ✅ Beat | +0.88% | +9.97% | +4.63% |
| 2025-10-30 | Q3 2025 | 0.58 | 0.58 | +0.00% | $22.8M | ➖ Inline | +0.05% | +3.86% | +10.72% |
| 2025-07-30 | Q2 2025 | 0.49 | 0.57 | +16.33% | $22.4M | ✅ Beat | +0.24% | -2.19% | +8.39% |
| 2025-04-30 | Q1 2025 | 0.63 | 0.35 | -44.44% | $21.1M | ❌ Miss | -4.53% | -4.53% | +0.87% |
| 2025-02-06 | Q4 2024 | 0.50 | 0.66 | +32.00% | $24.8M | ✅ Beat | +5.64% | +3.40% | -8.50% |
Showing last 8 quarters.
Revenue by segment & region
By segment
FY2018 · $7.7M total · annual
| Segment | Share | Revenue | YoY |
|---|---|---|---|
| Bank Servicing And Deposit Account | 41.2% | $3.2M | — |
| Credit And Debit Card | 29.2% | $2.3M | — |
| Financial Service, Wealth Management | 21.8% | $1.7M | — |
| Financial Service, Other | 7.8% | $601K | — |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.