FUNC Earnings Date: Feb 3, 2027 (Estimated) — First United Corporation
NASDAQ · Financials · Banks - Regional
Updated
When is FUNC's next earnings date?
First United Corporation (FUNC) is expected to report Q4 2026 earnings on Wednesday, February 3, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.19 on revenue of $25.3M.
How did FUNC do in its last earnings report?
In its most recent report on Oct 19, 2026 (Q3 2026), First United Corporation posted EPS of $1.11 versus the $1.16 estimate, a miss of 4.3%. Revenue was $25.1M against a $24.5M estimate. The stock's 1-day post-earnings move was -4.1%.
How much does FUNC stock move after earnings?
FUNC beat EPS estimates in 7 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 3.3% (up or down) in the day after earnings.
About First United Corporation
First United Corporation acts as the holding company for First United Bank & Trust, which delivers a wide array of retail and commercial banking solutions to both businesses and individual customers. The bank offers a diverse portfolio of deposit accounts, encompassing standard checking, savings, and money market options, in addition to specialized choices like regular and Individual Retirement Account (IRA) certificates of deposit, Christmas savings, college savings, and health savings accounts. It also provides advanced cash management programs, such as the Certificate of Deposit Account Registry Service (CDARS) and Insured Cash Sweep (ICS), available to governmental entities, businesses, and consumers. For its business clientele, First United extends comprehensive packages that feature treasury management, cash sweeping services, and various checking account opportunities. Regarding lending, the corporation provides an extensive range of loan products. These include commercial loans collateralized by real estate, equipment, vehicles, or other business assets. It also offers commercial real estate financing for residential and commercial developments, agricultural properties, and service industry buildings. Individual customers can access residential mortgage loans, home equity lines of credit, and residential real estate construction loans. Furthermore, the bank issues direct and indirect auto loans, student loans, and a variety of secured and unsecured term loans and lines of credit. Beyond traditional banking, the company furnishes a comprehensive suite of trust services, including personal and charitable trusts, investment agency accounts, and full-service retirement planning solutions (such as IRA rollovers, 401(k) accounts, and defined benefit plans), alongside estate administration and planning expertise. Supplementary services offered include insurance products, brokerage facilities, and practical amenities like safe deposit boxes and night depository facilities. First United Corporation's operational network consists of 26 banking branches, a dedicated customer care center, and 34 automated teller machines. This presence extends across Allegany, Frederick, Garrett, and Washington counties in Maryland, as well as Mineral, Berkeley, Monongalia, and Harrison counties in West Virginia. Established in 1900, the company's headquarters are situated in Oakland, Maryland.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-19 | Q3 2026 | 1.16 | 1.11 | -4.31% | $25.1M | ❌ Miss | -4.08% | +4.68% | — |
| 2026-07-20 | Q2 2026 | 1.05 | 1.13 | +7.62% | $23.9M | ✅ Beat | -1.04% | +0.54% | +1.13% |
| 2026-04-20 | Q1 2026 | 0.92 | 1.02 | +10.87% | $23.3M | ✅ Beat | +1.13% | +1.13% | -1.42% |
| 2026-02-04 | Q4 2025 | 0.96 | 1.11 | +15.62% | $23.3M | ✅ Beat | +0.46% | -3.80% | -7.98% |
| 2025-10-20 | Q3 2025 | 0.89 | 1.07 | +20.22% | $22.5M | ✅ Beat | +6.90% | +5.84% | +3.65% |
| 2025-04-21 | Q1 2025 | 0.80 | 0.89 | +11.25% | $20.8M | ✅ Beat | +1.77% | +6.09% | +11.82% |
| 2024-07-22 | Q2 2024 | 0.66 | 0.75 | +13.64% | $20.0M | ✅ Beat | +10.78% | +18.08% | +17.29% |
| 2024-04-23 | Q1 2024 | 0.56 | 0.62 | +10.71% | $18.7M | ✅ Beat | -0.33% | +1.43% | -1.87% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q4 FY22 · $4.1M total
| Segment | Share | Revenue | YoY | Q2 FY21 | Q3 FY21 | Q4 FY21 | Q1 FY22 |
|---|---|---|---|---|---|---|---|
| Trust Department | 49.5% | $2.0M | -9.2% | $2.0M | $2.2M | $2.2M | $2.2M |
| Debit Card Income | 25.5% | $1.0M | +1.5% | $913K | $900K | $1.0M | $886K |
| Service Charges on Deposit Accounts | 13.1% | $530K | +10.6% | — | — | $479K | $465K |
| Brokerage Commissions | 6.0% | $244K | +7.0% | $357K | $229K | $228K | $220K |
| Other Service Charges | 5.9% | $239K | -2.4% | $221K | $232K | $245K | $213K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.