FSBW Earnings Date: Jan 20, 2027 (Estimated) — FS Bancorp, Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is FSBW's next earnings date?
FS Bancorp, Inc. (FSBW) is expected to report Q4 2026 earnings on Wednesday, January 20, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.08 on revenue of $42.2M.
How did FSBW do in its last earnings report?
In its most recent report on Oct 21, 2026 (Q3 2026), FS Bancorp, Inc. posted EPS of $0.63 versus the $1.11 estimate, a miss of 43.2%. Revenue was $53.4M against a $40.7M estimate. The stock's 1-day post-earnings move was +0.0%.
How much does FSBW stock move after earnings?
FSBW beat EPS estimates in 3 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 1.9% (up or down) in the day after earnings.
About FS Bancorp, Inc.
FS Bancorp, Inc. functions as the holding company for 1st Security Bank of Washington, delivering a comprehensive suite of banking and financial services. These offerings cater to families, local and regional businesses, and specialized industry sectors. The company operates through two main divisions: Commercial and Consumer Banking, and Home Lending. Its deposit portfolio includes checking, money market, and savings accounts, alongside certificates of deposit. For lending, FS Bancorp provides diverse options such as first and second mortgages for one-to-four-family residences, home equity loans, non-mortgage commercial business loans, commercial real estate and construction/development financing, and a variety of consumer loans including personal lines of credit, credit cards, auto, direct home improvement, deposit-secured, and recreational vehicle loans. As of December 31, 2021, the company maintained 21 full-service bank branches and 10 home loan production offices, strategically situated in suburban communities across the greater Puget Sound area (including Snohomish, King, Pierce, Jefferson, Kitsap, Clallam, Grays Harbor, Thurston, and Lewis counties), with an additional loan production office serving the Tri-Cities market. Established in 1936, FS Bancorp, Inc. is headquartered in Mountlake Terrace, Washington.
🤖 AI Earnings Analysis
FS Bancorp’s quarterly dividend declaration underscores capital-return consistency, but regional-bank results were weak: Q3 EPS of $0.63 fell 46.6% year over year and missed estimates by $0.48.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-21 | Q3 2026 | 1.11 | 0.63 | -43.24% | $53.4M | ❌ Miss | +0.05% | -1.29% | — |
| 2026-07-21 | Q2 2026 | 1.09 | 1.04 | -4.59% | $38.8M | ❌ Miss | -2.35% | -0.87% | -2.10% |
| 2026-04-21 | Q1 2026 | 1.01 | 1.02 | +0.99% | $37.9M | ✅ Beat | -0.37% | +1.05% | -2.49% |
| 2026-01-21 | Q4 2025 | 1.13 | 1.10 | -2.65% | $40.0M | ❌ Miss | +0.52% | -8.77% | -2.89% |
| 2025-10-21 | Q3 2025 | 1.08 | 1.18 | +9.26% | $39.3M | ✅ Beat | +3.37% | +1.58% | +2.06% |
| 2025-04-22 | Q1 2025 | 1.01 | 1.01 | +0.00% | $36.1M | ➖ Inline | +3.66% | +2.89% | +3.19% |
| 2025-01-21 | Q4 2024 | 1.04 | 0.92 | -11.54% | $35.7M | ❌ Miss | -4.66% | -4.21% | -6.88% |
| 2024-10-22 | Q3 2024 | 1.14 | 1.29 | +13.16% | $37.2M | ✅ Beat | +0.10% | +2.73% | +4.44% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q1 FY24 · $1.1M total
| Segment | Share | Revenue | YoY | Q3 FY22 | Q4 FY22 | Q1 FY23 | Q2 FY23 |
|---|---|---|---|---|---|---|---|
| Debit Card | 67.7% | $763K | — | — | — | — | — |
| Bank Servicing | 32.3% | $364K | — | — | — | — | — |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.