FSBC Earnings Date: Jan 25, 2027 (Estimated) — Five Star Bancorp
NASDAQ · Financials · Banks - Regional
Updated
When is FSBC's next earnings date?
Five Star Bancorp (FSBC) is expected to report Q4 2026 earnings on Monday, January 25, 2027 at 6:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.86 on revenue of $52.9M.
How did FSBC do in its last earnings report?
In its most recent report on Oct 26, 2026 (Q3 2026), Five Star Bancorp posted EPS of $0.92 versus the $0.85 estimate, a beat of 7.7%. Revenue was $52.6M against a $51.3M estimate. The stock's 1-day post-earnings move was +2.2%.
How much does FSBC stock move after earnings?
FSBC beat EPS estimates in 7 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 1.9% (up or down) in the day after earnings.
About Five Star Bancorp
Five Star Bancorp serves as the holding company for Five Star Bank, delivering a full spectrum of banking products and services. The institution caters to a diverse clientele, including small and medium-sized businesses, professionals, and individual customers. Clients can access various deposit options, such as money market accounts, both interest-bearing and non-interest-bearing checking accounts, savings accounts, and time deposits. The bank's lending portfolio encompasses commercial and residential real estate loans, general commercial financing, commercial land loans, agricultural land loans, and construction loans for both commercial and residential projects, alongside consumer and other credit facilities. Additionally, it provides debit cards, remote check deposit capabilities, online and mobile banking services, and direct deposit options. Operating in Northern California, Five Star Bancorp maintains seven branch locations and two dedicated loan production offices. The company was established in 1999 and its headquarters are located in Rancho Cordova, California.
🤖 AI Earnings Analysis
Five Star’s regional-banking results were strong: Q3 revenue rose 29% year over year to $53M, while EPS increased to $0.92 from $0.77, beating estimates by $0.07. Revenue growth was solid, but reported 2,039% growth is distorted by an apparent data anomaly.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-26 | Q3 2026 | 0.85 | 0.92 | +7.73% | $52.6M | ✅ Beat | +2.16% | — | — |
| 2026-07-22 | Q2 2026 | 0.86 | 0.91 | +5.81% | $48.0M | ✅ Beat | -2.10% | -1.95% | -6.38% |
| 2026-04-27 | Q1 2026 | 0.79 | 0.87 | +10.13% | $45.1M | ✅ Beat | -1.19% | -0.22% | +4.09% |
| 2026-01-26 | Q4 2025 | 0.77 | 0.83 | +7.79% | $43.5M | ✅ Beat | -0.58% | +4.09% | +4.59% |
| 2025-10-27 | Q3 2025 | 0.71 | 0.77 | +8.45% | $41.3M | ✅ Beat | +4.63% | -0.83% | -0.72% |
| 2025-04-28 | Q1 2025 | 0.59 | 0.62 | +5.08% | $35.3M | ✅ Beat | +2.42% | +4.38% | +4.07% |
| 2025-01-27 | Q4 2024 | 0.56 | 0.63 | +12.50% | $35.2M | ✅ Beat | +0.72% | -2.47% | +0.93% |
| 2024-10-28 | Q3 2024 | 0.53 | 0.52 | -1.89% | $31.8M | ❌ Miss | -1.28% | -2.24% | +10.00% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q4 FY19 · $162K total
| Segment | Share | Revenue | YoY | Q3 FY18 | Q4 FY18 | Q1 FY19 | Q2 FY19 |
|---|---|---|---|---|---|---|---|
| Credit And Debit Card | 24.1% | $39K | — | — | — | — | — |
| Service | 22.8% | $37K | -11.9% | $38K | $42K | $32K | $34K |
| Debit Card | 19.8% | $32K | -15.8% | $37K | $38K | $28K | $37K |
| Insufficient Funds Fee | 13.0% | $21K | 0.0% | $20K | $21K | $17K | $18K |
| Deposit Account | 9.9% | $16K | -23.8% | $18K | $21K | $15K | $16K |
| Atm Fees | 4.3% | $7K | 0.0% | $9K | $7K | $7K | $8K |
| Financial Service | 3.1% | $5K | -77.3% | $36K | $22K | $4K | $6K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.