FRME Earnings Date: Jan 25, 2027 (Estimated) — First Merchants Corporation
NASDAQ · Financials · Banks - Regional
Updated
When is FRME's next earnings date?
First Merchants Corporation (FRME) is expected to report Q4 2026 earnings on Monday, January 25, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.05 on revenue of $204.8M.
How did FRME do in its last earnings report?
In its most recent report on Oct 21, 2026 (Q3 2026), First Merchants Corporation posted EPS of $1.10 versus the $1.04 estimate, a beat of 5.8%. Revenue was $199.1M against a $202.5M estimate. The stock's 1-day post-earnings move was +2.2%.
How much does FRME stock move after earnings?
FRME beat EPS estimates in 7 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 2.2% (up or down) in the day after earnings.
About First Merchants Corporation
First Merchants Corporation operates as a financial holding entity, primarily conducting its business through its subsidiary, First Merchants Bank. This institution delivers a full spectrum of community banking solutions. It accepts various types of deposits, including term, savings, and checking accounts. The company also extends a wide array of lending products, such as consumer, commercial, agricultural business, and real estate mortgage loans, in addition to public finance options. Beyond standard banking, First Merchants provides personal and corporate trust services, brokerage capabilities, and private wealth management. Its corporate offerings further include letters of credit, repurchase agreements, and other specialized financial services. The company maintains a network of 109 physical banking locations situated across counties in Indiana, Illinois, Ohio, and Michigan. Furthermore, it offers convenient access to its services via electronic and mobile platforms. First Merchants Corporation was established in 1893 and is headquartered in Muncie, Indiana.
🤖 AI Earnings Analysis
First Merchants’ regional-banking results were mixed: EPS of $1.10 beat estimates by $0.06, but revenue missed at $199 million. Reported growth figures conflict, limiting confidence in the underlying trajectory.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-21 | Q3 2026 | 1.04 | 1.10 | +5.77% | $199.1M | ✅ Beat | +2.18% | +1.75% | — |
| 2026-07-22 | Q2 2026 | 1.03 | 0.74 | -28.16% | $196.1M | ❌ Miss | -4.27% | -1.13% | -4.15% |
| 2026-04-22 | Q1 2026 | 0.96 | 1.03 | +7.29% | $157.1M | ✅ Beat | -1.66% | -1.36% | -0.35% |
| 2026-01-26 | Q4 2025 | 0.96 | 0.98 | +2.08% | $172.2M | ✅ Beat | +0.46% | +7.57% | +8.22% |
| 2025-10-22 | Q3 2025 | 0.96 | 0.99 | +3.12% | $166.1M | ✅ Beat | -0.54% | -2.66% | -3.60% |
| 2025-04-24 | Q1 2025 | 0.91 | 0.94 | +3.30% | $160.3M | ✅ Beat | -1.15% | -3.47% | +1.95% |
| 2025-01-30 | Q4 2024 | 0.90 | 1.00 | +11.11% | $177.1M | ✅ Beat | +3.51% | +8.37% | +6.15% |
| 2024-10-24 | Q3 2024 | 0.90 | 0.95 | +5.56% | $156.0M | ✅ Beat | -3.62% | +1.01% | +16.17% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $26.5M total
| Segment | Share | Revenue | YoY | Q3 FY24 | Q4 FY24 | Q2 FY25 | Q3 FY25 |
|---|---|---|---|---|---|---|---|
| Fiduciary and Trust | 36.4% | $9.6M | +9.1% | $8.5M | $8.7M | $8.8M | $8.8M |
| Deposit Account | 35.4% | $9.4M | +9.4% | $8.4M | $8.1M | $8.6M | $8.9M |
| Credit Card | 20.8% | $5.5M | +11.6% | $5.1M | $5.0M | $4.9M | $5.0M |
| Derivative Hedging | 4.2% | $1.1M | +34.4% | $736K | $1.6M | $831K | $1.1M |
| Financial Service, Other | 3.3% | $880K | +119.5% | $344K | $316K | $401K | $414K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.