FRAF Earnings Date: Jan 26, 2027 (Estimated) — Franklin Financial Services Corporation
NASDAQ · Financials · Banks - Regional
Updated
When is FRAF's next earnings date?
Franklin Financial Services Corporation (FRAF) is expected to report Q4 2026 earnings on Tuesday, January 26, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.46 on revenue of $25.4M.
How did FRAF do in its last earnings report?
In its most recent report on Oct 27, 2026 (Q3 2026), Franklin Financial Services Corporation posted EPS of $1.89 versus the $1.45 estimate, a beat of 30.3%. Revenue was $29.8M against a $24.9M estimate. The stock's 1-day post-earnings move was +7.6%.
How much does FRAF stock move after earnings?
FRAF beat EPS estimates in 3 of its last 3 reported quarters. Over the last 8 reports the stock moved an average of 2.1% (up or down) in the day after earnings.
About Franklin Financial Services Corporation
Franklin Financial Services Corporation (FRAF) operates as the parent company for Farmers and Merchants Trust Company of Chambersburg, delivering a comprehensive array of financial solutions. This includes commercial, retail banking, and trust services for a diverse clientele, comprising individuals, small and medium-sized businesses, governmental entities, and non-profit organizations throughout Pennsylvania. The company provides various deposit options, such as checking, savings, money market, and time deposit accounts, alongside demand deposits. Its lending portfolio is extensive, featuring commercial real estate, construction and land development, and agricultural loans. It also offers secured and unsecured commercial and industrial financing, including accounts receivable, inventory, and equipment loans, as well as residential mortgages and consumer installment and revolving loans. Beyond core banking, Franklin Financial offers robust investment and trust services. These encompass estate planning and administration, management of corporate and personal trust funds, oversight of pension and other employee benefit funds, and custodial services. Additionally, the company facilitates the sale of mutual funds, annuities, and insurance products, and provides safe deposit facilities and fiduciary services. Through its subsidiary, Franklin Future Fund Inc., the corporation also operates as a non-bank investment firm, engaging in venture capital investments. Established in 1906 and headquartered in Chambersburg, Pennsylvania, Franklin Financial Services Corporation serves its customers through 22 community banking offices located across Franklin, Cumberland, Fulton, and Huntingdon counties in Pennsylvania.
🤖 AI Earnings Analysis
Franklin Financial’s $30M revenue beat estimates by $5M, but the reported 1,732% growth is difficult to interpret without context; Q3 EPS is unavailable, limiting confidence in this regional bank’s results.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-27 | Q3 2026 | 1.45 | 1.89 | +30.34% | $29.8M | ✅ Beat | +7.58% | — | — |
| 2026-07-24 | Q2 2026 | 1.44 | 1.47 | +2.08% | $24.5M | ✅ Beat | -0.85% | +0.48% | -0.74% |
| 2026-04-23 | Q1 2026 | 1.34 | 1.48 | +10.45% | $23.9M | ✅ Beat | -0.41% | +0.16% | +4.24% |
| 2026-01-27 | Q4 2025 | — | 1.35 | — | $23.3M | — | +2.06% | +3.83% | +7.83% |
| 2025-10-28 | Q3 2025 | — | 1.19 | — | $23.0M | — | -1.76% | -2.03% | +16.64% |
| 2025-01-28 | Q4 2024 | — | 0.87 | — | $19.7M | — | +2.12% | +4.79% | +14.46% |
| 2024-10-22 | Q3 2024 | — | 0.95 | — | $19.5M | — | +1.04% | +10.74% | +14.66% |
| 2024-07-23 | Q2 2024 | — | 0.66 | — | $18.6M | — | +0.70% | +3.80% | -0.99% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $2.6M total
| Segment | Share | Revenue | YoY | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 |
|---|---|---|---|---|---|---|---|
| Asset Management Fees | 94.7% | $2.4M | +10.2% | $4.0M | $2.0M | $2.2M | $2.1M |
| Estate Management Services Fees | 3.2% | $81K | -44.5% | $278K | $136K | $146K | $102K |
| Commision | 2.2% | $56K | -17.6% | $120K | $83K | $68K | $88K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.