FNWD Earnings Date: Jan 26, 2027 (Estimated) — Finward Bancorp
NASDAQ · Financials · Banks - Regional
Updated
When is FNWD's next earnings date?
Finward Bancorp (FNWD) is expected to report Q4 2026 earnings on Tuesday, January 26, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.77 on revenue of $19.8M.
How did FNWD do in its last earnings report?
In its most recent report on Oct 27, 2026, Finward Bancorp posted EPS of $0.31 versus the $0.72 estimate, a miss of 56.9%. Revenue was $24.0M against a $19.4M estimate. The stock's 1-day post-earnings move was +0.4%.
How much does FNWD stock move after earnings?
FNWD beat EPS estimates in 3 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 1.8% (up or down) in the day after earnings.
About Finward Bancorp
Finward Bancorp serves as the parent entity for Peoples Bank, a financial institution offering a comprehensive suite of banking products and services. Its deposit offerings include various checking accounts, both with and without interest, alongside savings accounts, money market deposit accounts, certificates of deposit, and specialized retirement savings plans. The company's lending activities are diverse, encompassing residential mortgage loans for purchasing, refinancing, or building homes; construction loans provided to individuals and contractors; commercial real estate financing; personal consumer loans for household or family expenditures; home equity lines of credit; home improvement and equity-backed loans; commercial business loans; government-backed loans; and funding for municipalities. Beyond traditional banking, Finward Bancorp delivers a range of wealth management and fiduciary services. These comprise estate and retirement planning, guardianship administration, land trusts, profit-sharing and 401(k) retirement plans, IRA and Keogh accounts, and investment agency accounts. The company also acts as a personal representative for estates and functions as a trustee for both revocable and irrevocable trusts. Additionally, it provides insurance and annuity investment options to its wealth management clients, manages a portfolio of real estate properties, and operates as a real estate investment trust. As of March 2, 2022, the company operated 30 branches situated in Lake and Porter counties in Northwest Indiana, extending into the South Chicagoland area. Originally incorporated in 1994 as NorthWest Indiana Bancorp, the company adopted its current name, Finward Bancorp, in May 2021. Its corporate headquarters are located in Munster, Indiana.
🤖 AI Earnings Analysis
FNWD’s $24M revenue beat estimates by $5M, but EPS of $0.31 missed by $0.42, making this a concerning, low-quality result for the regional bank. Extreme reported declines in revenue and earnings reinforce the weakness; no outlook change was provided.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-27 | 0.72 | 0.31 | -56.94% | $24.0M | ❌ Miss | +0.37% | — | — | |
| 2026-07-28 | Q3 2026 | 0.75 | 0.48 | -36.00% | $17.6M | ❌ Miss | -0.32% | +1.65% | -2.30% |
| 2026-07-28 | Q2 2026 | 0.61 | 0.48 | -21.31% | $17.6M | ❌ Miss | -0.32% | +1.65% | -2.30% |
| 2026-04-28 | Q1 2026 | 0.54 | 0.52 | -3.70% | $17.5M | ❌ Miss | -3.35% | -5.24% | -0.15% |
| 2026-01-27 | Q4 2025 | 0.61 | 0.46 | -24.59% | $16.5M | ❌ Miss | -4.60% | +4.41% | +1.10% |
| 2025-10-28 | Q3 2025 | 0.40 | 0.81 | +102.50% | $17.4M | ✅ Beat | +4.09% | +4.43% | +17.07% |
| 2025-07-29 | Q2 2025 | 0.29 | 0.50 | +92.31% | $16.6M | ✅ Beat | +0.88% | -0.77% | +14.52% |
| 2025-04-30 | Q1 2025 | 0.09 | 0.11 | +22.22% | $15.5M | ✅ Beat | +0.20% | -1.96% | -4.81% |
Showing last 8 quarters.