FNLC Earnings Date: Jan 20, 2027 (Estimated) — The First Bancorp, Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is FNLC's next earnings date?
The First Bancorp, Inc. (FNLC) is expected to report Q4 2026 earnings on Wednesday, January 20, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company.
How did FNLC do in its last earnings report?
In its most recent report on Oct 21, 2026 (Q3 2026), The First Bancorp, Inc. posted EPS of $0.95. Revenue was $41.5M. The stock's 1-day post-earnings move was +4.7%.
How much does FNLC stock move after earnings?
Over the last 8 reports the stock moved an average of 1.8% (up or down) in the day after earnings.
About The First Bancorp, Inc.
The First Bancorp, Inc. functions as the holding company for First National Bank, providing a comprehensive suite of banking products and financial services to both individual customers and commercial enterprises. Its deposit offerings encompass various account types, such as demand, NOW, savings, money market, and certificates of deposit. The institution also plays a key role in commercial real estate financing, issuing mortgage loans for investments in diverse property types including multi-family dwellings, retail outlets, offices, industrial sites, hotels, and educational facilities. It also funds commercial construction projects, whether for owner-occupied properties or other ventures. Additionally, it extends other commercial credit solutions like revolving lines and term loans, designed to assist businesses and corporations with their working capital needs or capital investments. Furthermore, First Bancorp furnishes loans to municipalities for capital expenditures, construction initiatives, or as tax-anticipation notes. Its residential lending portfolio includes amortizing home mortgages and construction loans for owner-occupied homes, along with home equity loans and lines of credit. For individuals, it provides consumer loans, which are typically amortizing and secured by assets such as automobiles, pleasure crafts, and recreational vehicles, or available as unsecured short-term notes. Beyond traditional banking, the company delivers specialized services including private banking, financial planning, investment management, and trust administration, catering to individuals, businesses, non-profit organizations, and municipalities. Payment processing solutions are also part of its service array. The company operates through 18 full-service banking branches strategically situated across Maine's Mid-Coast, Eastern, and Down East regions, specifically within Lincoln, Knox, Waldo, Penobscot, Hancock, and Washington counties. Established in 1864, the organization was originally known as First National Lincoln Corporation, adopting its current name, The First Bancorp, Inc., in April 2008. Its corporate headquarters are located in Damariscotta, Maine.
🤖 AI Earnings Analysis
First Bancorp’s Q3 revenue rose 64% to $41M, but the reported 737% growth rate is anomalous against $25M a year ago; EPS increased only 17% to $0.95. Mixed results, with no clear catalyst or guidance.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-21 | Q3 2026 | — | 0.95 | — | $41.5M | — | +4.66% | +4.98% | — |
| 2026-07-22 | Q2 2026 | — | 0.85 | — | $23.2M | — | +0.27% | +4.89% | +2.83% |
| 2026-04-22 | Q1 2026 | — | 0.80 | — | $25.1M | — | +1.77% | -0.64% | +0.35% |
| 2026-01-21 | Q4 2025 | — | 0.91 | — | $25.8M | — | -0.63% | -4.15% | +4.15% |
| 2025-10-22 | Q3 2025 | — | 0.81 | — | $24.5M | — | -1.46% | -4.53% | -3.52% |
| 2025-04-23 | Q1 2025 | — | 0.63 | — | $21.8M | — | +0.31% | +0.93% | -1.72% |
| 2025-01-22 | Q4 2024 | — | 0.65 | — | $22.0M | — | -2.00% | +0.08% | -2.34% |
| 2024-10-23 | Q3 2024 | — | 0.68 | — | $20.5M | — | +3.00% | +1.69% | +10.11% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $3.7M total
| Segment | Share | Revenue | YoY | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 |
|---|---|---|---|---|---|---|---|
| Fiduciary and Trust | 41.8% | $1.5M | +15.9% | $2.5M | $1.3M | $1.3M | $1.3M |
| Debit Card | 37.1% | $1.4M | +6.9% | $2.9M | $1.2M | $1.3M | $1.4M |
| Deposit Account | 15.8% | $585K | +8.5% | $1.0M | $531K | $539K | $532K |
| Mortgage Banking | 5.3% | $195K | -11.8% | $471K | $195K | $221K | $219K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.