FMAO Earnings Date: Feb 11, 2027 (Estimated) — Farmers & Merchants Bancorp, Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is FMAO's next earnings date?
Farmers & Merchants Bancorp, Inc. (FMAO) is expected to report Q4 2026 earnings on Thursday, February 11, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.80 on revenue of $30.6M.
How did FMAO do in its last earnings report?
In its most recent report on Oct 22, 2026 (Q3 2026), Farmers & Merchants Bancorp, Inc. posted EPS of $0.84 versus the $0.80 estimate, a beat of 4.6%. Revenue was $34.8M against a $34.6M estimate. The stock's 1-day post-earnings move was +2.0%.
How much does FMAO stock move after earnings?
FMAO beat EPS estimates in 8 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 4.2% (up or down) in the day after earnings.
About Farmers & Merchants Bancorp, Inc.
Farmers & Merchants Bancorp, Inc. functions as the holding company for The Farmers & Merchants State Bank, offering a broad spectrum of commercial banking solutions. The bank serves individual customers and small businesses throughout northwest Ohio and northeast Indiana. Its offerings include various deposit accounts such as checking, savings, and time deposits, along with custodial services for Individual Retirement Accounts (IRAs) and Health Savings Accounts (HSAs). The company's lending products are extensive, covering commercial, agricultural, and residential mortgages. Specifically, it provides financing for agricultural land, farm equipment, livestock, and operational expenses like seeds and fertilizers. Consumer loans are available for home improvements, vehicles (automobiles, trucks, recreational vehicles, and motorcycles), and credit cards. Additionally, it offers commercial real estate loans, including lines of credit and machinery purchase financing. For customer convenience, Farmers & Merchants Bancorp, Inc. provides Automated Teller Machine (ATM) and Interactive Teller Machine (ITM) access. It also supports digital banking through online and mobile platforms, remote deposit capture, and merchant credit card processing. Electronic transaction services, such as wire transfers and Automated Clearing House (ACH) file transmissions, are also available. The company was founded in 1897 and is headquartered in Archbold, Ohio.
🤖 AI Earnings Analysis
Farmers & Merchants delivered a modest regional-bank earnings beat, with Q3 EPS of $0.84 topping estimates by $0.04 and rising 31% year over year from $0.64. No catalyst or guidance update was reported; revenue data are unavailable, limiting confidence in the reported growth picture.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-22 | Q3 2026 | 0.80 | 0.84 | +4.61% | $34.8M | ✅ Beat | +1.96% | +3.89% | — |
| 2026-07-27 | Q2 2026 | 0.67 | 0.86 | +28.36% | $34.4M | ✅ Beat | +10.39% | +7.65% | +7.94% |
| 2026-04-22 | Q1 2026 | 0.68 | 0.70 | +2.94% | $32.4M | ✅ Beat | -0.83% | -0.26% | +4.07% |
| 2026-02-12 | Q4 2025 | 0.66 | 0.71 | +7.58% | $32.5M | ✅ Beat | +7.62% | +1.26% | -9.66% |
| 2025-10-27 | Q3 2025 | 0.59 | 0.64 | +8.47% | $31.3M | ✅ Beat | -2.46% | -2.71% | +1.17% |
| 2025-07-28 | Q2 2025 | 0.51 | 0.56 | +9.80% | $29.6M | ✅ Beat | +1.32% | -4.57% | +3.81% |
| 2025-04-28 | Q1 2025 | 0.43 | 0.51 | +18.60% | $28.1M | ✅ Beat | +8.03% | +8.48% | +3.20% |
| 2025-02-12 | Q4 2024 | 0.48 | 0.61 | +27.08% | $26.8M | ✅ Beat | +1.33% | -2.14% | -9.22% |
Showing last 8 quarters.