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FLG Earnings Date: Jan 29, 2027 (Estimated) — Flagstar Financial, Inc.

NYSE · Financials · Banks - Regional

Updated

Price $10.40
Market Cap $4.3B
P/E 68.6
52W Range $9.93 – $15.43
Next Earnings · Before open (est.)

When is FLG's next earnings date?

Flagstar Financial, Inc. (FLG) is expected to report Q4 2026 earnings on Friday, January 29, 2027 at 6:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.16 on revenue of $601.4M.

How did FLG do in its last earnings report?

In its most recent report on Oct 23, 2026 (Q3 2026), Flagstar Financial, Inc. posted EPS of $0.01 versus the $0.09 estimate, a miss of 88.8%. Revenue was $530.0M against a $557.2M estimate. The stock's 1-day post-earnings move was -9.3%.

How much does FLG stock move after earnings?

FLG beat EPS estimates in 3 of its last 7 reported quarters. Over the last 8 reports the stock moved an average of 5.9% (up or down) in the day after earnings.

About Flagstar Financial, Inc.

Flagstar Financial, Inc. serves as the holding company for Flagstar Bank, N.A., delivering a wide array of banking solutions and services throughout the United States. Its deposit portfolio features interest-bearing checking, money market, savings, and non-interest-bearing accounts, alongside retirement savings plans and certificates of deposit. The institution extends a diverse range of credit facilities, including financing for multi-family properties, commercial real estate ventures, and acquisition, development, and construction projects. Further offerings encompass commercial and industrial loans, mortgages for one-to-four family residences, specialized finance loans and leases, and warehouse lending. Additionally, Flagstar provides various consumer credit options, such as home equity lines of credit, indirect loans for boats and recreational vehicles, point-of-sale consumer financing, and overdraft facilities. Beyond traditional banking, the company offers cash management tools, a selection of non-deposit investment and insurance products, and convenient digital access through online, mobile, and telephone banking platforms. Its primary clientele consists of individual consumers, small to medium-sized businesses, and professional organizations. Established in 1859 and based in Hicksville, New York, the company recently changed its name to Flagstar Financial, Inc. in October 2024, having formerly been known as New York Community Bancorp, Inc.

🤖 AI Earnings Analysis

Flagstar’s regional banking results are concerning: Q3 revenue of $530M missed estimates by $27M, while EPS of $0.01 fell short by $0.08 and operating income was negative $81M, signaling persistent earnings pressure.

AI-generated summary — powered by BigEarnings.

Earnings History

DatePeriodEPS Est.EPS Act.SurpriseRevenueResult1D Δ1W Δ1M Δ
2026-10-23Q3 20260.090.01-88.84%$530.0M❌ Miss-9.27%-8.48%—
2026-07-24Q2 20260.070.05-28.57%$516.0M❌ Miss-5.85%-3.13%-8.44%
2026-04-24Q1 20260.040.04+0.00%$498.0M➖ Inline-2.23%-2.65%-3.49%
2026-01-30Q4 20250.020.06+200.00%$557.0M✅ Beat-2.37%+2.74%-4.89%
2025-10-24Q3 2025-0.07-0.07+0.00%$519.0M➖ Inline+4.68%-3.12%-1.82%
2025-04-25Q1 2025-0.28-0.23+17.86%$490.0M✅ Beat+4.10%+4.55%+4.90%
2025-01-30Q4 2024-0.55-0.34+38.18%$625.0M✅ Beat+15.22%+28.00%+24.96%
2024-11-08Q3 2024—-0.79—$623.0M—+3.74%-3.46%+1.19%

Showing last 8 quarters.

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Financial data from licensed market-data providers; risk factors from SEC EDGAR filings. AI-powered analysis. Data last updated .