FISI Earnings Date: Feb 4, 2027 (Estimated) — Financial Institutions, Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is FISI's next earnings date?
Financial Institutions, Inc. (FISI) is expected to report Q4 2026 earnings on Thursday, February 4, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.07 on revenue of $67.4M.
How did FISI do in its last earnings report?
In its most recent report on Oct 29, 2026 (Q3 2026), Financial Institutions, Inc. posted EPS of $0.99 versus the $1.05 estimate, a miss of 5.7%. Revenue was $54.3M against a $66.6M estimate.
How much does FISI stock move after earnings?
FISI beat EPS estimates in 6 of its last 8 reported quarters. Over the last 7 reports the stock moved an average of 4.0% (up or down) in the day after earnings.
About Financial Institutions, Inc.
Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers commercial loan products including term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans; commercial mortgage loans; one-to-four family residential mortgage loans; home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and other secured and unsecured personal loans, as well as recreational vehicle, boat, personal loans, and deposit account collateralized loans. In addition, it offers investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.
🤖 AI Earnings Analysis
FISI, a regional bank, reported $0.99 EPS, missing the $1.05 estimate, and $54M revenue, below $67M; essentially flat EPS and modest revenue growth make this a weak quarter.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-29 | Q3 2026 | 1.05 | 0.99 | -5.71% | $54.3M | ❌ Miss | — | — | — |
| 2026-07-23 | Q2 2026 | 0.92 | 1.04 | +13.04% | $53.4M | ✅ Beat | +4.89% | +6.56% | +6.40% |
| 2026-04-23 | Q1 2026 | 0.92 | 1.04 | +13.04% | $62.7M | ✅ Beat | -1.28% | -0.24% | +3.54% |
| 2026-01-29 | Q4 2025 | 0.94 | 0.96 | +2.13% | $52.2M | ✅ Beat | +0.03% | +5.68% | -3.18% |
| 2025-10-23 | Q3 2025 | 0.88 | 0.99 | +12.50% | $51.8M | ✅ Beat | +9.32% | +8.26% | +11.32% |
| 2025-04-28 | Q1 2025 | 0.73 | 0.81 | +10.96% | $46.9M | ✅ Beat | +5.78% | +8.69% | +6.84% |
| 2025-01-30 | Q4 2024 | 0.56 | 0.55 | -1.79% | $41.6M | ❌ Miss | -2.93% | +4.27% | +2.18% |
| 2024-10-24 | Q3 2024 | 0.76 | 0.84 | +10.53% | $40.7M | ✅ Beat | -3.87% | -3.87% | +11.70% |
Showing last 8 quarters.