FINW Earnings Date: Feb 4, 2027 (Estimated) — FinWise Bancorp
NASDAQ · Financials · Banks - Regional
Updated
When is FINW's next earnings date?
FinWise Bancorp (FINW) is expected to report Q4 2026 earnings on Thursday, February 4, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.20 on revenue of $46.3M.
How did FINW do in its last earnings report?
In its most recent report on Oct 28, 2026 (Q3 2026), FinWise Bancorp posted EPS of $0.73 versus the $0.19 estimate, a beat of 284.2%. Revenue was $33.0M against a $41.6M estimate. The stock's 1-day post-earnings move was +23.2%.
How much does FINW stock move after earnings?
FINW beat EPS estimates in 3 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 6.9% (up or down) in the day after earnings.
About FinWise Bancorp
FinWise Bancorp, the parent company of FinWise Bank, delivers a comprehensive suite of banking solutions to both personal and business clients. Its diverse range of deposit offerings includes demand accounts (both interest and non-interest bearing), Negotiable Order of Withdrawal (NOW) accounts, money market accounts, standard checking and savings options, as well as various time deposits and Certificates of Deposit. The institution also extends a variety of lending products, encompassing Small Business Administration (SBA) loans, financing for residential and commercial real estate, consumer loans, and other commercial credit facilities. Beyond traditional banking, FinWise provides modern conveniences such as debit cards, remote check deposit, digital and mobile banking platforms, direct deposit capabilities, alongside specialized cash management and treasury services. Operationally, the company maintains a single full-service branch in Sandy, Utah, complemented by a loan origination office situated in Rockville Centre, New York. Established in 1999, FinWise Bancorp's corporate headquarters are located in Murray, Utah.
🤖 AI Earnings Analysis
FinWise’s $2.1 billion in loan originations powered a strong Q3: net income reached $10 million and diluted EPS of $0.73 beat estimates by $0.54. Revenue grew 178% year over year to $103 million, though the outsized reported growth rate warrants caution.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-28 | Q3 2026 | 0.19 | 0.73 | +284.21% | $33.0M | ✅ Beat | +23.20% | — | — |
| 2026-07-29 | Q2 2026 | 0.24 | 0.15 | -37.50% | $54.3M | ❌ Miss | -2.77% | +0.00% | -1.38% |
| 2026-04-30 | Q1 2026 | 0.32 | 0.20 | -37.50% | $42.7M | ❌ Miss | -3.79% | -9.97% | -9.45% |
| 2026-01-29 | Q4 2025 | 0.35 | 0.27 | -22.86% | $46.9M | ❌ Miss | -5.09% | -5.58% | -8.89% |
| 2025-10-29 | Q3 2025 | 0.30 | 0.34 | +13.33% | $36.7M | ✅ Beat | +4.71% | +7.74% | +1.29% |
| 2025-04-30 | Q1 2025 | 0.25 | 0.23 | -8.00% | $22.1M | ❌ Miss | -3.77% | -8.33% | -5.16% |
| 2025-01-30 | Q4 2024 | 0.20 | 0.20 | +0.00% | $21.1M | ➖ Inline | +11.49% | +18.83% | +17.03% |
| 2024-10-24 | Q3 2024 | 0.21 | 0.25 | +19.05% | $20.8M | ✅ Beat | +0.06% | +4.24% | +11.09% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q4 FY22 · $5.3M total
| Segment | Share | Revenue | YoY | Q2 FY22 | Q3 FY22 | Q4 FY22 |
|---|---|---|---|---|---|---|
| Gain (Loss) on Sales of Loans, Net | 77.8% | $4.2M | — | $2.4M | $1.9M | $4.2M |
| Small Business Administration Loan Servicing Fees | 10.2% | $547K | — | $342K | $327K | $547K |
| Change in Fair Value on Investment | 8.0% | $430K | — | — | $65K | $430K |
| Other Miscellaneous Income | 2.6% | $141K | — | $24K | $64K | $141K |
| Strategic Program Service Charges | 1.3% | $67K | — | $295K | $64K | $67K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.