FCAP Earnings Date: Jan 22, 2027 (Estimated) — First Capital, Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is FCAP's next earnings date?
First Capital, Inc. (FCAP) is expected to report Q4 2026 earnings on Friday, January 22, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company.
How did FCAP do in its last earnings report?
In its most recent report on Oct 23, 2026 (Q3 2026), First Capital, Inc. posted EPS of $1.53. Revenue was $18.4M. The stock's 1-day post-earnings move was +1.7%.
How much does FCAP stock move after earnings?
Over the last 8 reports the stock moved an average of 2.6% (up or down) in the day after earnings.
About First Capital, Inc.
First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States. The company provides various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also offers residential mortgage loans; construction loans for residential and commercial properties; and commercial real estate and business loans. In addition, the company originates residential mortgage, multi-family residential, commercial real estate and business, and consumer loans. Further, it provides various secured or guaranteed consumer loans, including automobile and truck, home equity, home improvement, boat, and mobile home loans; unsecured consumer loans; and loans secured by savings deposits. Additionally, the company invests in mortgage-backed securities and collateralized mortgage obligations. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.
🤖 AI Earnings Analysis
First Capital’s EPS rose 14% year over year to $1.53, with $5M operating income, but missing revenue data makes the extraordinary reported growth rates difficult to assess. Results look positive, but evidence is incomplete.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-23 | Q3 2026 | — | 1.53 | — | $18.4M | — | +1.70% | — | — |
| 2026-07-24 | Q2 2026 | — | 1.43 | — | $14.3M | — | +4.09% | +4.22% | +1.49% |
| 2026-04-24 | Q1 2026 | — | 1.30 | — | $13.5M | — | -0.36% | +1.45% | +2.18% |
| 2026-01-23 | Q4 2025 | — | 1.46 | — | $13.5M | — | +2.14% | +15.81% | +0.00% |
| 2025-10-24 | Q3 2025 | — | 1.34 | — | $13.3M | — | -2.02% | +0.29% | +13.50% |
| 2025-04-25 | Q1 2025 | — | 0.97 | — | $11.4M | — | +1.76% | +3.46% | +0.42% |
| 2025-01-24 | Q4 2024 | — | 0.97 | — | $11.3M | — | +2.45% | +1.66% | +13.00% |
| 2024-10-25 | Q3 2024 | — | 0.87 | — | $10.9M | — | +6.29% | +7.47% | -3.49% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $1.9M total
| Segment | Share | Revenue | YoY | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 |
|---|---|---|---|---|---|---|---|
| ATM and Debit Card Fees | 62.9% | $1.2M | +2.2% | $1.1M | $1.0M | $1.1M | $1.2M |
| Service Charges On Deposit Accounts | 34.5% | $642K | +9.2% | — | — | $588K | $625K |
| Product and Service, Other | 2.6% | $49K | +6.5% | $30K | $48K | $46K | $45K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.