FBP Earnings Date: Jan 26, 2027 (Estimated) — First BanCorp.
NYSE · Financials · Banks - Regional
Updated
When is FBP's next earnings date?
First BanCorp. (FBP) is expected to report Q4 2026 earnings on Tuesday, January 26, 2027 at 7:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.62 on revenue of $277.6M.
How did FBP do in its last earnings report?
In its most recent report on Oct 22, 2026 (Q3 2026), First BanCorp. posted EPS of $0.63 versus the $0.59 estimate, a beat of 6.8%. Revenue was $260.1M against a $274.7M estimate. The stock's 1-day post-earnings move was -0.1%.
How much does FBP stock move after earnings?
FBP beat EPS estimates in 8 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 3.2% (up or down) in the day after earnings.
About First BanCorp.
First BanCorp., operating as the holding company for FirstBank Puerto Rico, delivers a broad spectrum of financial services to retail, commercial, and institutional clients. The company's operations are structured into six key segments: Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations. The Commercial and Corporate Banking segment offers business financing, including commercial real estate, construction, and floor plan loans, alongside treasury and cash management services. Mortgage Banking handles the origination, sale, and servicing of residential mortgage loans, in addition to acquiring and selling mortgages in secondary markets. The Consumer (Retail) Banking segment provides personal financial products such as auto, boat, credit card, and personal loans, lines of credit, and various deposit accounts like checking, savings, IRAs, and retail CDs, complemented by finance leasing and insurance agency services. The Treasury and Investments segment is responsible for funding and liquidity management. Its United States Operations offer a range of deposit products, including checking, savings, money market accounts, and retail CDs, along with traditional commercial and industrial and commercial real estate loans, and digital services such as internet banking and cash management. Lastly, the Virgin Islands Operations concentrate on consumer and commercial lending as well as deposit-taking activities. First BanCorp. boasts an extensive branch network, comprising 64 locations in Puerto Rico, 8 in the U.S. and British Virgin Islands, and 11 branches in Florida. Established in 1948, the company is headquartered in San Juan, Puerto Rico.
🤖 AI Earnings Analysis
First BanCorp’s regional-banking quarter was mixed: EPS of $0.63 beat estimates by $0.04 and rose 24% year over year, but $260 million revenue missed consensus by $15 million despite 19% growth.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-22 | Q3 2026 | 0.59 | 0.63 | +6.78% | $260.1M | ✅ Beat | -0.11% | -2.41% | — |
| 2026-07-22 | Q2 2026 | 0.54 | 0.62 | +14.81% | $229.1M | ✅ Beat | +4.44% | +5.97% | +2.99% |
| 2026-04-22 | Q1 2026 | 0.52 | 0.57 | +9.62% | $221.0M | ✅ Beat | -1.56% | +0.59% | +0.38% |
| 2026-01-27 | Q4 2025 | 0.51 | 0.55 | +7.84% | $222.8M | ✅ Beat | +5.23% | +7.68% | +6.80% |
| 2025-10-23 | Q3 2025 | 0.48 | 0.51 | +6.25% | $217.9M | ✅ Beat | -2.66% | -6.22% | -3.81% |
| 2025-04-24 | Q1 2025 | 0.43 | 0.47 | +9.30% | $212.4M | ✅ Beat | +0.11% | +0.43% | +2.99% |
| 2025-01-23 | Q4 2024 | 0.41 | 0.46 | +12.20% | $209.3M | ✅ Beat | +5.80% | +7.20% | -0.21% |
| 2024-10-23 | Q3 2024 | 0.41 | 0.45 | +9.76% | $202.1M | ✅ Beat | -5.40% | -5.14% | +1.45% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $287.9M total
| Segment | Share | Revenue | YoY | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 |
|---|---|---|---|---|---|---|---|
| Consumer (Retail) Banking | 59.6% | $171.7M | +2.0% | — | $169.2M | $168.3M | $170.2M |
| Commercial and Corporate | 17.8% | $51.2M | +16.5% | — | $45.1M | $44.0M | $46.0M |
| United States Operations | 8.2% | $23.7M | +11.0% | $42.5M | $21.6M | $21.3M | $23.5M |
| Mortgage Banking | 7.6% | $21.7M | +2.7% | $50.1M | $21.2M | $21.2M | $21.1M |
| Virgin Islands Operations | 6.8% | $19.6M | +1.9% | $56.9M | $18.6M | $19.2M | $18.9M |
By region
FY2025 · $1.26B total · annual
| Segment | Share | Revenue | YoY | FY2019 | FY2020 | FY2021 | FY2022 |
|---|---|---|---|---|---|---|---|
| PUERTO RICO | 83.9% | $1.05B | +1.6% | $628.5M | $678.4M | $795.2M | $855.4M |
| US | 12.8% | $161.2M | +7.3% | — | — | — | — |
| V I | 3.3% | $41.0M | +5.4% | $37.8M | $37.0M | $34.5M | $32.6M |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.