First Bancorp logo

FBNC Earnings Date: Jan 20, 2027 (Estimated) — First Bancorp

NASDAQ · Financials · Banks - Regional

Updated

Price $64.23
Market Cap $2.7B
P/E 18.7
52W Range $46.76 – $66.52
Next Earnings · After close (est.)

When is FBNC's next earnings date?

First Bancorp (FBNC) is expected to report Q4 2026 earnings on Wednesday, January 20, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.18 on revenue of $131.6M.

How did FBNC do in its last earnings report?

In its most recent report on Oct 21, 2026 (Q3 2026), First Bancorp posted EPS of $1.24 versus the $1.18 estimate, a beat of 5.1%. Revenue was $154.0M against a $129.7M estimate. The stock's 1-day post-earnings move was +4.7%.

How much does FBNC stock move after earnings?

FBNC beat EPS estimates in 7 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 2.4% (up or down) in the day after earnings.

About First Bancorp

First Bancorp (FBNC) functions as the parent company of First Bank, offering a diverse array of financial solutions to individuals and small to medium-sized businesses. Its operational focus is primarily within North Carolina and the northeastern region of South Carolina. The institution provides various deposit options, such as transactional accounts (checking, savings, money market) and fixed-term products, including certificates of deposit and individual retirement accounts. For its lending portfolio, First Bank extends credit for a wide range of consumer and commercial purposes. This encompasses financing for businesses, real estate, personal needs, home improvements, and vehicle purchases, alongside residential mortgages and Small Business Administration (SBA) loans. Additionally, it offers specialized commercial funding options like accounts receivable financing, factoring, inventory financing, and purchase order financing. Beyond core banking, clients have access to credit and debit cards, letters of credit, and safe deposit box rentals. Its digital and electronic services include wire transfers, online and mobile banking platforms, cash management tools, telephone banking, and remote check deposit capabilities. Furthermore, First Bancorp provides investment and insurance products, featuring mutual funds, annuities, various insurance policies (long-term care, life, property, and casualty), and company retirement plans. Comprehensive financial planning services are also available. As of December 31, 2021, the company maintained an extensive network of 121 branches, with 114 located in North Carolina and 7 in South Carolina. First Bancorp was established in 1934 and its corporate headquarters are situated in Southern Pines, North Carolina.

🤖 AI Earnings Analysis

First Bancorp’s Q3 results were strong: revenue reached $154M, up 71% year over year, and EPS rose to $1.24 from $1.01, beating estimates by $0.06. The regional bank’s outsized growth is encouraging, though the figures provided do not clarify its durability.

AI-generated summary — powered by BigEarnings.

Earnings History

DatePeriodEPS Est.EPS Act.SurpriseRevenueResult1D Δ1W Δ1M Δ
2026-10-21Q3 20261.181.24+5.08%$154.0M✅ Beat+4.72%+3.80%—
2026-07-22Q2 20261.151.22+6.09%$127.3M✅ Beat+1.06%+0.82%+2.60%
2026-04-22Q1 20261.091.13+3.67%$122.3M✅ Beat+3.05%-0.54%+1.53%
2026-01-21Q4 20251.041.19+14.42%$83.9M✅ Beat+0.74%-6.12%+2.84%
2025-10-22Q3 20250.931.01+8.60%$89.6M✅ Beat-1.92%+0.15%+0.84%
2025-04-23Q1 20250.730.84+15.07%$105.8M✅ Beat+4.65%+4.67%+6.59%
2025-01-29Q4 20240.740.76+2.70%$65.7M✅ Beat-0.82%+3.55%-4.51%
2024-10-23Q3 20240.700.70+0.00%$96.6M➖ Inline-1.93%+0.24%+10.15%

Showing last 8 quarters.

Related Companies

Learn More

Explore More

Financial data from licensed market-data providers; risk factors from SEC EDGAR filings. AI-powered analysis. Data last updated .