ESQ Earnings Date: Jan 28, 2027 (Estimated) — Esquire Financial Holdings, Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is ESQ's next earnings date?
Esquire Financial Holdings, Inc. (ESQ) is expected to report Q4 2026 earnings on Thursday, January 28, 2027 at 8:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.91 on revenue of $61.9M.
How did ESQ do in its last earnings report?
In its most recent report on Oct 27, 2026 (Q3 2026), Esquire Financial Holdings, Inc. posted EPS of $2.12 versus the $1.83 estimate, a beat of 15.8%. Revenue was $7.9M against a $59.1M estimate. The stock's 1-day post-earnings move was +4.7%.
How much does ESQ stock move after earnings?
ESQ beat EPS estimates in 6 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 3.1% (up or down) in the day after earnings.
About Esquire Financial Holdings, Inc.
Esquire Financial Holdings, Inc. functions as the parent entity for Esquire Bank, National Association, delivering a diverse array of commercial banking and financial services across the United States. Its clientele includes the legal sector, small businesses, and both corporate and individual clients. The company's deposit offerings encompass checking, savings, money market, and time deposits, alongside certificates of deposit. Its lending portfolio is extensive, providing commercial loans tailored for operational liquidity, such as short-term funding for inventory, accounts receivable, or supplies, in addition to financing for approved merchant clientele. It also extends commercial lines of credit. Consumer loan options are available for various needs, including post-settlement and structured settlement financing for plaintiffs and claimants, as well as personal loans to individuals for purposes like consolidating debt, covering medical costs, managing living expenses, or settling outstanding bills. Furthermore, it originates real estate loans for multifamily, single-family residential, commercial properties, and construction projects. Merchant services are another component of its offerings. Established in 2006, Esquire Financial Holdings, Inc. maintains its primary corporate office in Jericho, New York. As of early 2022 (specifically January 25), its physical presence included a full-service branch situated in Jericho, New York, and an administrative hub located in Boca Raton, Florida.
🤖 AI Earnings Analysis
Esquire’s successful signature closing is the key catalyst, alongside a strong $2.12 EPS beat, up 44% year over year. However, reported revenue of $8M versus $59M estimated makes the growth picture unreliable and warrants caution.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-27 | Q3 2026 | 1.83 | 2.12 | +15.85% | $7.9M | ✅ Beat | +4.73% | — | — |
| 2026-07-23 | Q2 2026 | 1.56 | 1.60 | +2.56% | $42.1M | ✅ Beat | -4.13% | +8.99% | -6.12% |
| 2026-04-23 | Q1 2026 | 1.51 | 1.58 | +4.64% | $40.5M | ✅ Beat | +4.29% | -4.11% | +1.17% |
| 2026-01-22 | Q4 2025 | 1.54 | 1.55 | +0.65% | $39.4M | ✅ Beat | +0.68% | -4.21% | -1.80% |
| 2025-10-23 | Q3 2025 | 1.46 | 1.47 | +0.68% | $37.6M | ✅ Beat | +0.85% | -5.99% | -5.56% |
| 2025-04-24 | Q1 2025 | 1.35 | 1.33 | -1.48% | $33.8M | ❌ Miss | +2.26% | -0.15% | +7.92% |
| 2025-01-23 | Q4 2024 | 1.38 | 1.37 | -0.72% | $33.1M | ❌ Miss | -3.23% | -4.19% | -11.09% |
| 2024-10-24 | Q3 2024 | 1.31 | 1.34 | +2.29% | $31.9M | ✅ Beat | +4.62% | +6.83% | +18.01% |
Showing last 8 quarters.