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EFSC Earnings Date: Jan 25, 2027 (Estimated) — Enterprise Financial Services Corp

NASDAQ · Financials · Banks - Regional

Updated

Price $62.48
Market Cap $2.3B
P/E 12.2
52W Range $50.04 – $68.35
Next Earnings · After close (est.)

When is EFSC's next earnings date?

Enterprise Financial Services Corp (EFSC) is expected to report Q4 2026 earnings on Monday, January 25, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.47 on revenue of $198.1M.

How did EFSC do in its last earnings report?

In its most recent report on Oct 21, 2026 (Q3 2026), Enterprise Financial Services Corp posted EPS of $1.17 versus the $1.39 estimate, a miss of 15.8%. Revenue was $187.8M against a $193.1M estimate. The stock's 1-day post-earnings move was +1.3%.

How much does EFSC stock move after earnings?

EFSC beat EPS estimates in 4 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 1.4% (up or down) in the day after earnings.

About Enterprise Financial Services Corp

Enterprise Financial Services Corp (EFSC) serves as the parent financial holding company for Enterprise Bank & Trust. Through this subsidiary, it delivers a comprehensive array of banking and wealth management solutions to both individual and corporate clients. The company's core deposit offerings encompass checking, savings, and money market accounts, alongside certificates of deposit. On the lending side, EFSC extends a broad portfolio of credit facilities, including commercial and industrial loans, commercial real estate financing, construction and land development loans, residential real estate mortgages, agricultural loans, and consumer credit. Beyond traditional banking, the firm provides specialized business services such as treasury management and international trade support. It also operates a unique tax credit brokerage service, assisting clients with the acquisition and subsequent sale of tax credits. For wealth management, EFSC offers financial and estate planning, investment management, and trust services, catering to businesses, private individuals, institutions, retirement plans, and non-profit organizations. Additionally, its extensive service catalog includes fiduciary duties, expert financial advisory, merchant processing solutions, and various debit and credit card options. The company further embraces modern technology, offering international banking, insurance products, and digital platforms like internet and mobile banking. Operational efficiencies are supported by remote deposit capture, positive pay systems, robust fraud detection and prevention tools, automated payable services, and comprehensive check and statement/document imaging capabilities. Complementing these, its cash management products feature controlled disbursements, repurchase agreements, and sweep investment accounts. Geographically, Enterprise Financial Services Corp maintains a physical presence with banking branches and administrative offices in key markets across Arizona, California, Kansas, Missouri, Nevada, and New Mexico. Moreover, it operates a network of specialized SBA loan production offices and deposit production offices in numerous other states. Founded in 1988, Enterprise Financial Services Corp is headquartered in Clayton, Missouri.

🤖 AI Earnings Analysis

Enterprise Financial Services’ regional-banking results were weak: Q3 EPS of $1.17 missed estimates by $0.22 and slipped from $1.20 year over year. Revenue data are unavailable, limiting confidence in the reported growth figures.

AI-generated summary — powered by BigEarnings.

Earnings History

DatePeriodEPS Est.EPS Act.SurpriseRevenueResult1D Δ1W Δ1M Δ
2026-10-21Q3 20261.391.17-15.83%$187.8M❌ Miss+1.26%+3.62%—
2026-07-22Q2 20261.351.13-16.30%$182.2M❌ Miss-0.96%+0.78%-2.54%
2026-04-22Q1 20261.301.31+0.77%$185.2M✅ Beat+0.21%-0.02%+5.44%
2026-01-26Q4 20251.371.36-0.73%$193.6M❌ Miss+2.04%+4.98%+5.42%
2025-10-27Q3 20251.301.20-7.69%$204.9M❌ Miss-1.75%-4.60%+0.80%
2025-07-28Q2 20251.201.37+14.17%$173.4M✅ Beat+0.42%-3.79%+8.28%
2025-04-28Q1 20251.171.31+11.97%$166.0M✅ Beat-0.62%+1.89%+2.15%
2025-01-27Q4 20241.161.32+13.79%$167.0M✅ Beat+4.32%+2.28%+0.70%

Showing last 8 quarters.

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Financial data from licensed market-data providers; risk factors from SEC EDGAR filings. AI-powered analysis. Data last updated .